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Overview

3 bd2 ba1,156 sqftTownhouse
TypeTownhouse
HOA$182/mo
Built1997
Lot1,525 sqft
Living area1,156 sqft
Price / sqft$215

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Vaulted Ceiling(s)Walk-in Closet(s)GardenRain GuttersSidewalkCommunity MailboxPool

3200 Villa Way Cir is a 1997-built home in Canoe Creek Villas, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,156 square feet of living space. Listed at $249,000 (about $215/sqft), 21 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $182 monthly.

From the listing

**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Rare 3-bedroom villa, new floors, two parking spots, and a low HOA that covers the big-ticket items? This one is the total package. Welcome to 3200 Villa Way Circle, a standout villa in a quiet, well-kept Saint Cloud community where 3-bedroom layouts are hard to come by. With 3 bedrooms and 2 full bathrooms, this home gives you the extra space buyers actually want, whether you need a guest room, home office, hobby space, or simply more room to spread out. Inside, the new flooring gives the home a fresh, updated feel from the moment you walk in. High ceilings and an easy single-story layout make the living areas feel open, comfortable, and functional for everyday life. The living and dining spaces flow naturally together, creating the perfect setup for relaxing, hosting, or keeping things simple. The covered and screened-in patio adds even more usable space, giving you a peaceful spot for morning coffee, evening wine, weekend lounging, or enjoying the Florida weather without the bugs. This villa also comes with two parking spots, a major everyday convenience for both owners and guests. Even better, the low HOA covers the roof, exterior maintenance, lawn care, exterior paint, and access to the community pool. The pool is located at walking distance right behind the unit, so you can enjoy a pool day whenever you want, without having to clean, maintain, or pay for the upkeep yourself. Tucked inside a very quiet community with easy access to shopping, dining, major roadways, Lake Nona, Orlando International Airport, and everything Saint Cloud has to offer, this villa delivers the space, updates, convenience, and low-maintenance Florida living buyers are looking for.

The essentials

Built
1997
Price / sqft
$215
On market
21 days
Annual tax
$2,895
HOA
$182/mo
Flood zone
X · Low risk
Lot
1,525 sqft
Type
Townhouse

At a glance

Townhouse
Built 1997
Community pool
Shared amenity
1,525 sqft lot
Lot size
1,156 sqft
Living area

Payment

Est. monthly payment
$1,847/mo
Down payment (20%)
$49,800
Property taxes
$241/mo
HOA
$182/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1997
Lot
1,525 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
21
Ceiling Fans(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Garden
Rain Gutters
Sidewalk
Community Mailbox
Pool
Sidewalks
Dryer
Range
Range Hood
Refrigerator
Washer
Elementary
Neptune Elementary
Middle
St. Cloud Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,895
Parcel #
16-26-30-0574-0001-0510

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Canoe Creek Villas
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
1,525 sqft
HOA
$182/mo
Gladys Velez

Price history

Date
Event
Price
9/21/2026
Listed for sale
Source: Stellar MLS #O6444065
$249,000
$215/sqft

Neighborhood

3200 Villa Way Cir
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $249,000
$249,000
99.5% – 100% of listTops out right at the list price
80% of listList price
27 of the last 39 townhouse or villa closings in 34769 landed at this number or higher (69%). The median one sat 60 days before it went under contract, and this one is on day 21.

Sample: 39 closed townhouse or villa sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,846/mo
Principal & interest$1,299
Property taxes$241
Insurance$125
HOA$182
Down payment20% · $49,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$249,000

$215 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,156 sq ft

Time on market

21 days

Year built

1997

Monthly payment

About $1,847/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,895 annual tax bill, insurance, and the $182/mo HOA fee.

HOA fee

$182/mo

Managed by Gladys Velez.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byORANGE SLICE PROPERTIESListing agent: Amanda De Los AngelesListing data from Stellar MLS, MLS# O6444065.

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