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About this home
3200 Villa Way Cir is a 1997-built home in Canoe Creek Villas, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,156 square feet of living space. Listed at $249,000 (about $215/sqft), 21 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $182 monthly.
**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Rare 3-bedroom villa, new floors, two parking spots, and a low HOA that covers the big-ticket items? This one is the total package. Welcome to 3200 Villa Way Circle, a standout villa in a quiet, well-kept Saint Cloud community where 3-bedroom layouts are hard to come by. With 3 bedrooms and 2 full bathrooms, this home gives you the extra space buyers actually want, whether you need a guest room, home office, hobby space, or simply more room to spread out. Inside, the new flooring gives the home a fresh, updated feel from the moment you walk in. High ceilings and an easy single-story layout make the living areas feel open, comfortable, and functional for everyday life. The living and dining spaces flow naturally together, creating the perfect setup for relaxing, hosting, or keeping things simple. The covered and screened-in patio adds even more usable space, giving you a peaceful spot for morning coffee, evening wine, weekend lounging, or enjoying the Florida weather without the bugs. This villa also comes with two parking spots, a major everyday convenience for both owners and guests. Even better, the low HOA covers the roof, exterior maintenance, lawn care, exterior paint, and access to the community pool. The pool is located at walking distance right behind the unit, so you can enjoy a pool day whenever you want, without having to clean, maintain, or pay for the upkeep yourself. Tucked inside a very quiet community with easy access to shopping, dining, major roadways, Lake Nona, Orlando International Airport, and everything Saint Cloud has to offer, this villa delivers the space, updates, convenience, and low-maintenance Florida living buyers are looking for.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Sample: 39 closed townhouse or villa sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$249,000
$215 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,156 sq ft
Time on market
21 days
Year built
1997
Monthly payment
About $1,847/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,895 annual tax bill, insurance, and the $182/mo HOA fee.
HOA fee
$182/mo
Managed by Gladys Velez.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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