1015 E 10th St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot20,909 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

1015 E 10th St is a home in Thompson Tracts, St Cloud. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Bring your own builder! This beautiful corner lot is located in St Cloud city limits. Lot has been cleared and already has a dirt pad ready to build. A pole barn is located in the rear of the property and the back portion has a chain link fence surrounding it. Your only minutes away from shopping, the Lake Nona Medical center, or the onramp of the turnpike that can take you to the Orlando International airport, theme parks, or to the beaches. This lot won't last long.

The essentials

On market
362 days
Annual tax
$1,047
Flood zone
X · Low risk
Lot
20,909 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,145/mo
Down payment (20%)
$37,000
Property taxes
$87/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
20,909 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
362
Elementary
Lakeview Elem (K 5)
Middle
St. Cloud Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2024)
$1,047
Parcel #
06-26-31-0837-0001-0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Thompson Tracts
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
20,909 sqft
ClearedCompact SoilCorner LotCity LimitsLevelPaved

Price history

Date
Event
Price
6/24/2026
Price change
Source: Stellar MLS #TB8439859
$185,000+15.6%
-
Price change
Source: Stellar MLS #TB8439859
$160,000-13.5%
10/20/2025
Listed for sale
Source: Stellar MLS #TB8439859
$185,000

Neighborhood

1015 E 10th St
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Calculator

Est. monthly payment
$1,145/mo
Principal & interest$965
Property taxes$87
Insurance$93
Down payment20% · $37,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$185,000

Time on market

362 days

Monthly payment

About $1,145/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,047 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byGETMOREOFFERSListing agent: Keith GordonListing data from Stellar MLS, MLS# TB8439859.

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