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About this home
3960 Guernsey Bnd is a 2021-built home in Old Hickory 50s, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,950 square feet of living space. Listed at $398,000 (about $204/sqft), 246 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $98 monthly.
Come to a property where design, comfort, and future value come together in one of Central Florida’s strongest growth markets. This beautifully maintained residence features 4 spacious bedrooms, ideal for families, multigenerational living, or creating the perfect home office environment for today’s professional lifestyle. The heart of the home is a modern open-concept kitchen with elegant quartz countertops, abundant cabinetry, and seamless flow into the living and dining areas — perfect for entertaining, hosting, and everyday enjoyment. Wake up and unwind with a peaceful water view, providing privacy, natural light, and that premium touch buyers are searching for. Additional highlights buyers will love: Open layout with excellent natural light, Generous primary suite functional spaces for gatherings, Move-in ready condition, Located in a high-demand residential corridor Positioned in St. Cloud, you benefit from proximity to Lake Nona, Orlando’s employment expansion, medical and technology growth, while enjoying a quieter residential environment. This is where families upgrade their quality of life and investors secure tomorrow’s appreciation. Smart buyers follow growth. Great buyers arrive early. Schedule your private tour today.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Sample: 377 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$398,000
$204 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,950 sq ft
Time on market
246 days
Year built
2021
Monthly payment
About $2,915/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,500 annual tax bill, insurance, and the $98/mo HOA fee.
HOA fee
$98/mo
Managed by Icon Management/Valerie D'Ambrosio.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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