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Overview

3 bd3 ba1,967 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1991
Lot13,765 sqft
Living area1,967 sqft
Price / sqft$224
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorWalk-in Closet(s)DishwasherDisposalRangeRefrigerator

5054 Arrapahoe St is a 1991-built home in Narcoossee New Map, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,967 square feet of living space. Listed at $440,000 (about $224/sqft), 198 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Near Lake Nona & Sunbridge, No HOA, Huge Lot Location is everything—and this one delivers. Just minutes from Lake Nona and near Sunbridge, two of the fastest-growing and most desirable areas in Central Florida. Enjoy quick access to top-rated hospitals, dining, shopping, and entertainment while living with more space and fewer restrictions. Situated on an oversized 0.32-acre lot, this property offers something increasingly rare: NO HOA, NO CDD, and total freedom. Bring your boat, RV, or multiple vehicles—no limitations. Inside, you’ll find no carpet throughout, creating a clean, modern, and low-maintenance living environment. Plus, the roof was replaced in 2025, providing peace of mind and immediate value. Step outside to a spacious backyard featuring a covered deck, perfect for relaxing, entertaining, and making the most of your large private outdoor space. The combination of prime location (Lake Nona + Sunbridge), large lot, and no restrictions is hard to find—and exactly what today’s buyers are looking for. Opportunities like this don’t last. Schedule your private showing today before it’s gone.

The essentials

Built
1991
Price / sqft
$224
On market
198 days
Annual tax
$5,078
Flood zone
X · Low risk
Lot
13,765 sqft
Type
Single Family Residence

At a glance

Single family
Built 1991
2 car garage
Driveway
0.32 acres
Lot size
1,967 sqft
Living area

Payment

Est. monthly payment
$2,938/mo
Down payment (20%)
$88,000
Property taxes
$423/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1991
Lot
13,765 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
198
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Walk-in Closet(s)
Dishwasher
Disposal
Range
Refrigerator
Water Filtration System
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Tohopekaliga High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,078
Parcel #
17-25-31-4260-0237-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Narcoossee New Map
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
13,765 sqft
Cul-De-SacIn CountyOversized LotPaved

Price history

Date
Event
Price
7/20/2026
Price change
Source: Stellar MLS #S5146115
$440,000-2.2%
$224/sqft
4/2/2026
Listed for sale
Source: Stellar MLS #S5146115
$450,000
$229/sqft

Neighborhood

5054 Arrapahoe St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $440,000
$437,500 – $440,000
99.5% – 100% of listTops out right at the list price
80% of listList price
303 of the last 469 home closings in 34771 landed at this number or higher (65%). The median one sat 37 days before it went under contract, and this one is on day 198 after a $10,000 cut.

Sample: 469 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,938/mo
Principal & interest$2,295
Property taxes$423
Insurance$220
Down payment20% · $88,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$440,000

$224 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,967 sq ft

Time on market

198 days

Year built

1991

Monthly payment

About $2,938/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,078 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byNAIM REAL ESTATE LLCListing agent: Luis CastellanoListing data from Stellar MLS, MLS# S5146115.

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