4566 Orchard Grove Rd, photo 1
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Overview

3 bd2 ba1,894 sqft2 car garageSingle Family
TypeSingle Family
HOA$102/yr
Built2018
Lot8,832 sqft
Living area1,894 sqft
Price / sqft$190
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

NingunoSidewalkMicrowaveRangeRefrigerator

4566 Orchard Grove Rd is a 2018-built home in Gramercy Farms Ph 7 Pg 25 Pg 126 Lot 734, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,894 square feet of living space. Listed at $359,000 (about $190/sqft), 200 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $102 annually.

From the listing

Solar panels will be paid off in full at closing! Priced to sell in the rapidly growing Saint Cloud area, this 3-bedroom, 2-bathroom home built in 2018 offers nearly 1,900 square feet of living space on a spacious 8,712-square-foot lot. With newer construction and a competitive price point, this property presents an excellent opportunity for buyers looking to secure value in a strong and expanding market. Located just a short drive from Lake Nona, Medical City, and major roadways, this home offers both convenience and long-term potential. Whether you're searching for your next home or a smart investment, this property stands out as a move-in-ready opportunity in a desirable location. Don't miss your chance to own a newer home at an attractive price, schedule your private showing today.

The essentials

Built
2018
Price / sqft
$190
On market
200 days
Annual tax
$7,728
HOA
$102/yr
Flood zone
X · Low risk
Lot
8,832 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
2 car garage
8,832 sqft lot
Lot size
1,894 sqft
Living area

Payment

Est. monthly payment
$2,705/mo
Down payment (20%)
$71,800
Property taxes
$644/mo
HOA
$102/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
8,832 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
200
Ninguno
Sidewalk
Microwave
Range
Refrigerator
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,728
Parcel #
192631016000017340

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gramercy Farms Ph 7 Pg 25 Pg 126 Lot 734
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
8,832 sqft
HOA
$102/yr
Rizzetta & Company, Inc / Keisha Andrews

Price history

Date
Event
Price
9/9/2026
Price change
Source: Stellar MLS #S5147168
$359,000-1.4%
$190/sqft
-
Price change
Source: Stellar MLS #S5147168
$364,000-6.2%
$192/sqft
3/31/2026
Listed for sale
Source: Stellar MLS #S5147168
$387,999
$205/sqft

Neighborhood

4566 Orchard Grove Rd
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $359,000
$357,500 – $359,000
99.5% – 100% of listTops out right at the list price
80% of listList price
243 of the last 393 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 200 after a $28,999 cut.

Sample: 393 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,705/mo
Principal & interest$1,872
Property taxes$644
Insurance$180
HOA$9
Down payment20% · $71,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$359,000

$190 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,894 sq ft

Time on market

200 days

Year built

2018

Monthly payment

About $2,705/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,728 annual tax bill, insurance, and the $102/yr HOA fee.

HOA fee

$102/yr

Managed by Rizzetta & Company, Inc / Keisha Andrews.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byROYAL REALTY REAL ESTATE, LLCListing agent: Javier PenaListing data from Stellar MLS, MLS# S5147168.

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