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Overview

5 bd3 ba2,683 sqft2 car garageSingle Family
TypeSingle Family
HOA$143/mo
Built2026
Lot4,791 sqft
Living area2,683 sqft
Price / sqft$181
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SPRINGHEAD LAKES 40S
Type
Single Family Residence

True monthly carry

HOA
~$143/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

IN Wall Pest SystemLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersThermostatWalk-in Closet(s)SidewalkSliding Doors

5566 Ronin Dr is a 2026-built home in Springhead Lakes 40s, St Cloud. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,683 square feet of living space. Listed at $484,490 (about $181/sqft), 54 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $143 monthly.

From the listing

Under Construction. The Harmony II presents lavish comfort and ample room to grow throughout two levels. On the first floor are the open living and dining spaces along with a modern kitchen and attached lanai. For endless possibilities, there is a flex room off the foyer which can function as a formal dining room and an upstairs loft. A total of four secondary bedrooms and a lavish owner’s suite provide peaceful retreats. Every home comes with Lennar’s Everything’s Included® promise, which includes all appliances as well as quartz countertops, blinds, and more in the price of your home. Springhead Lakes in Bridgewalk is one of the most anticipated new communities. At Bridgewalk, families can take advantage of the glorious resort-style swimming pool, extravagant clubhouse with a state of the art fitness center, playground, basketball & volleyball courts along with close proximity to Lake Ajay! What are you waiting for? Call and make an appt today.

The essentials

Built
2026
Price / sqft
$181
On market
54 days
Annual tax
$1,765
HOA
$143/mo
Flood zone
X · Low risk
Lot
4,791 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Driveway
4,791 sqft lot
Lot size
2,683 sqft
Living area

Payment

Est. monthly payment
$3,059/mo
Down payment (20%)
$96,898
Property taxes
$147/mo
HOA
$143/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
4,791 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
54
IN Wall Pest System
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Sliding Doors
Deed Restrictions
Dog Park
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Neptune Elementary
Middle
Neptune Middle (6-8)
High
Gateway High School (9 12)

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$1,765
Parcel #
04-25-31-5287-0001-1180

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Springhead Lakes 40s
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
4,791 sqft
PavedPrivate
HOA
$143/mo
Artemis Lifestyles / Andrea Dao

Price history

Date
Event
Price
8/21/2026
Listed for sale
Source: Stellar MLS #O6435503
$484,490
$181/sqft

Neighborhood

5566 Ronin Dr
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $484,490
$482,500 – $484,490
99.5% – 100% of listTops out right at the list price
80% of listList price
305 of the last 471 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 54.

Sample: 471 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,059/mo
Principal & interest$2,527
Property taxes$147
Insurance$242
HOA$143
Down payment20% · $96,898
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$484,490

$181 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,683 sq ft

Time on market

54 days

Year built

2026

Monthly payment

About $3,059/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,765 annual tax bill, insurance, and the $143/mo HOA fee.

HOA fee

$143/mo

Managed by Artemis Lifestyles / Andrea Dao.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLENNAR REALTYListing agent: Ben GoldsteinListing data from Stellar MLS, MLS# O6435503.

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