

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- BAY LAKE FARMS AT ST CLOUD
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$125/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
2673 Great Heron Ave is a 2026-built home in Bay Lake Farms At St Cloud, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,728 square feet of living space. Listed at $482,990 (about $177/sqft), 41 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $125 monthly.
Under Construction. Welcome to 2673 Great Heron Avenue in Saint Cloud: a beautifully crafted new construction home built by M/I Homes. This 2-story home offers 2,728 square feet of thoughtfully designed living space with 4 bedrooms and 3 bathrooms, perfect for comfortable everyday living. Step inside to discover an open-concept living space that creates a seamless flow between the main gathering areas. The quality of design is evident throughout, from the well-appointed finishes to the functional layout that balances shared spaces with private retreats. The first-floor owner's bedroom features a walk-in closet and private en-suite bathroom with a dual-sink vanity, providing a relaxing space to unwind at the end of the day. Additional key features include a large kitchen island, two versatile bonus rooms (one on each floor), a covered lanai for outdoor relaxation, and a 2-car garage. This home is situated in a welcoming neighborhood with convenient proximity to parks, making it easy to enjoy outdoor recreation and green spaces. The surrounding area offers a friendly atmosphere with well-maintained streets and a strong sense of community among neighbors. This move-in-ready home delivers both style and substance, combining quality construction with a practical floorplan designed for today's lifestyle.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 128 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$482,990
$177 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,728 sq ft
Time on market
41 days
Year built
2026
Monthly payment
About $2,963/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $931 annual tax bill, insurance, and the $125/mo HOA fee.
HOA fee
$125/mo
Managed by Hunter Chastain.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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