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Overview

3 bd3 ba2,173 sqft2 car garageSingle Family
TypeSingle Family
HOA$600/yr
Built2021
Lot6,003 sqft
Living area2,173 sqft
Price / sqft$150
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsStone CountersWalk-in Closet(s)Sprinkler MeteredDishwasherDisposal

339 Lake Smart Circle is a 2021-built home in Lake Smart Pointe, Winter Haven. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,173 square feet of living space. Listed at $324,900 (about $150/sqft), 159 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $600 annually.

From the listing

PRICE IMPROVEMENT + $5,000 SELLER CONTRIBUTION! MORE SPACE. MORE VALUE. MORE REASONS TO MAKE THIS HOME YOURS! If you’ve been searching for a home that offers space, flexibility, and an opportunity to save at closing, this one deserves a closer look! This beautifully maintained Lake Smart Pointe home features a spacious and inviting open-concept floor plan designed for comfortable everyday living and entertaining. The first floor offers generous living and dining areas, a well-appointed kitchen with granite countertops, stylish backsplash, and stainless-steel appliances, plus a convenient half bath. A brand-new washer and dryer are also included. Large sliding glass doors bring in an abundance of natural light and open to the spacious backyard—perfect for entertaining, relaxing, or enjoying outdoor activities. Upstairs, the home continues to impress with generously sized bedrooms and a versatile loft that can easily become a home office, playroom, media area, or additional living space. The primary suite provides a comfortable private retreat, while the additional bedrooms offer plenty of room for family, guests, or hobbies. AND HERE’S THE BONUS FOR BUYERS: The motivated seller is offering $5,000 toward the buyer’s closing costs or prepaid expenses, subject to the terms of the contract. Combined with the price improvement, this creates an even greater opportunity for a buyer looking for space and value. BUYERS—DON’T MISS THIS ONE! Come see the space, the layout, and the value for yourself. Schedule your showing today!

The essentials

Built
2021
Price / sqft
$150
On market
159 days
Annual tax
$3,879
HOA
$600/yr
Flood zone
X · Low risk
Lot
6,003 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
6,003 sqft lot
Lot size
2,173 sqft
Living area

Payment

Est. monthly payment
$2,230/mo
Down payment (20%)
$64,980
Property taxes
$323/mo
HOA
$600/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
6,003 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
159
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Stone Counters
Walk-in Closet(s)
Sprinkler Metered
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,879
Parcel #
26-28-09-530006-001620

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Smart Pointe
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
6,003 sqft
HOA
$600/yr
Don Asher Associates

Price history

Date
Event
Price
8/28/2026
Price change
Source: Stellar MLS #S5149280
$324,900-0.9%
$150/sqft
-
Price change
Source: Stellar MLS #S5149280
$328,000-3.2%
$151/sqft
5/5/2026
Listed for sale
Source: Stellar MLS #S5149280
$339,000
$156/sqft

Neighborhood

339 Lake Smart Circle
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $324,900
$322,500 – $324,900
99.5% – 100% of listTops out right at the list price
80% of listList price
164 of the last 267 home closings in 33881 landed at this number or higher (61%). The median one sat 41 days before it went under contract, and this one is on day 159 after a $14,100 cut.

Sample: 267 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,230/mo
Principal & interest$1,694
Property taxes$323
Insurance$162
HOA$50
Down payment20% · $64,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$324,900

$150 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,173 sq ft

Time on market

159 days

Year built

2021

Monthly payment

About $2,230/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,879 annual tax bill, insurance, and the $600/yr HOA fee.

HOA fee

$600/yr

Managed by Don Asher Associates.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHOMETRUST REALTY GROUPListing agent: Barbara PrinsListing data from Stellar MLS, MLS# S5149280.

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