4116 Orange Tree CT, photo 1
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Overview

3 bd3 ba1,768 sqft2 car garageTownhouse
TypeTownhouse
HOA$925/qtr
Built2006
Lot1,271 sqft
Living area1,768 sqft
Price / sqft$130
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboPrimarybedroom UpstairsSplit BedroomThermostatWalk-in Closet(s)Community MailboxPool

4116 Orange Tree CT is a 2006-built home in Pemberly Pines, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,768 square feet of living space. Listed at $229,000 (about $130/sqft), 161 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $925 quarterly.

From the listing

IMPROVED PRICE!!! Best price in the neighborhood! Enjoy low-maintenance living in a convenient Saint Cloud location. This home offers a practical layout with an HOA that includes the community pool, roof replacement, exterior maintenance, and landscaping, helping simplify ownership and reduce some of the larger maintenance responsibilities. The property is close to everyday shopping, dining, schools, medical services, parks, and major roads. The surrounding area continues to grow, with nearby commercial development and roadway improvements adding to the long-term appeal of this part of Saint Cloud. US-192, Old Canoe Creek Road, Neptune Road, and Florida’s Turnpike provide easy connections toward Kissimmee, Lake Nona, Orlando International Airport, downtown Orlando, and the theme park corridor. Walt Disney World is roughly 25 miles away, while Melbourne’s Atlantic Coast beaches are about 46 miles east. With Saint Cloud’s continued residential and commercial growth, this property offers a practical opportunity in a location that keeps getting more connected. A great option for buyers looking for convenience, flexibility, and easier day-to-day maintenance in Central Florida.

The essentials

Built
2006
Price / sqft
$130
On market
161 days
Annual tax
$3,661
HOA
$925/qtr
Flood zone
X · Low risk
Lot
1,271 sqft
Type
Townhouse

At a glance

Townhouse
Built 2006
Community pool
Shared amenity
2 car garage
1,271 sqft lot
Lot size
1,768 sqft
Living area

Payment

Est. monthly payment
$1,922/mo
Down payment (20%)
$45,800
Property taxes
$305/mo
HOA
$925/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2006
Lot
1,271 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
161
Ceiling Fans(s)
Kitchen/Family Room Combo
Primarybedroom Upstairs
Split Bedroom
Thermostat
Walk-in Closet(s)
Community Mailbox
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Lakeview Elem (K 5)
Middle
Neptune Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,661
Parcel #
04-26-30-0731-0001-1310

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pemberly Pines
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
1,271 sqft
City Limits
HOA
$925/qtr
Avid Management

Price history

Date
Event
Price
9/21/2026
Price change
Source: Stellar MLS #S5149320
$229,000-0.4%
$130/sqft
-
Price change
Source: Stellar MLS #S5149320
$230,000-13.2%
$130/sqft
5/6/2026
Listed for sale
Source: Stellar MLS #S5149320
$265,000
$150/sqft

Neighborhood

4116 Orange Tree CT
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $229,000
$229,000
99.5% – 100% of listTops out right at the list price
80% of listList price
29 of the last 41 townhouse or villa closings in 34769 landed at this number or higher (71%). The median one sat 60 days before it went under contract, and this one is on day 161 after a $36,000 cut.

Sample: 41 closed townhouse or villa sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,922/mo
Principal & interest$1,194
Property taxes$305
Insurance$115
HOA$308
Down payment20% · $45,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$229,000

$130 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,768 sq ft

Time on market

161 days

Year built

2006

Monthly payment

About $1,922/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,661 annual tax bill, insurance, and the $925/qtr HOA fee.

HOA fee

$925/qtr

Managed by Avid Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Jason BraddockListing data from Stellar MLS, MLS# S5149320.

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