

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
4116 Orange Tree CT is a 2006-built home in Pemberly Pines, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,768 square feet of living space. Listed at $229,000 (about $130/sqft), 161 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $925 quarterly.
IMPROVED PRICE!!! Best price in the neighborhood! Enjoy low-maintenance living in a convenient Saint Cloud location. This home offers a practical layout with an HOA that includes the community pool, roof replacement, exterior maintenance, and landscaping, helping simplify ownership and reduce some of the larger maintenance responsibilities. The property is close to everyday shopping, dining, schools, medical services, parks, and major roads. The surrounding area continues to grow, with nearby commercial development and roadway improvements adding to the long-term appeal of this part of Saint Cloud. US-192, Old Canoe Creek Road, Neptune Road, and Florida’s Turnpike provide easy connections toward Kissimmee, Lake Nona, Orlando International Airport, downtown Orlando, and the theme park corridor. Walt Disney World is roughly 25 miles away, while Melbourne’s Atlantic Coast beaches are about 46 miles east. With Saint Cloud’s continued residential and commercial growth, this property offers a practical opportunity in a location that keeps getting more connected. A great option for buyers looking for convenience, flexibility, and easier day-to-day maintenance in Central Florida.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 41 closed townhouse or villa sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$229,000
$130 per sq ft
Beds and baths
3 beds, 3 baths
Size
1,768 sq ft
Time on market
161 days
Year built
2006
Monthly payment
About $1,922/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,661 annual tax bill, insurance, and the $925/qtr HOA fee.
HOA fee
$925/qtr
Managed by Avid Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







