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Overview

4 bd2 ba1,741 sqft2 car garageSingle Family
TypeSingle Family
HOA$225/qtr
Built2026
Lot6,647 sqft
Living area1,741 sqft
Price / sqft$198
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
RESIDENCES/WINTER HAVEN
Type
Single Family Residence

True monthly carry

HOA
~$75/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

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11-month inspection

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Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorLightingDeed RestrictionsDishwasherMicrowave

2122 River Hawk Loop is a 2026-built home in Residences/Winter Haven, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,741 square feet of living space. Listed at $344,900 (about $198/sqft), 154 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $225 quarterly.

From the listing

Discover the Key West by LAREF Homes, a thoughtfully designed 4-bedroom, 2-bath home offering the perfect blend of comfort, style, and functionality. Located in Residences at Winter Haven, an exclusive 63-lot semi-custom community, this home combines quality craftsmanship with a prime central Winter Haven location. Designed for modern living, the open-concept floor plan centers around a beautifully appointed kitchen featuring a waterfall island, 42-inch soft-close cabinetry with crown molding, a spacious walk-in pantry, premium stainless-steel appliances, and abundant storage. The bright living area extends seamlessly to the covered lanai, creating an inviting space for everyday living and entertaining. Additional features include luxury vinyl flooring throughout the main living areas, floor-to-ceiling porcelain tile in the shower, smart home technology, a dedicated laundry room with utility sink, blinds throughout, four ceiling fans, a fully fenced in backyard, and a 2-10 Home Buyers Warranty. Residences at Winter Haven offers low HOA fees of just $225 quarterly, no CDD fees, and the opportunity to personalize future homes by selecting your lot, floor plan, exterior finishes, interior design package, and upgrade options. Estimated completion is at the end of July.

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The essentials

Built
2026
Price / sqft
$198
On market
154 days
Annual tax
$228
HOA
$225/qtr
Flood zone
X · Low risk
Lot
6,647 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
6,647 sqft lot
Lot size
1,741 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,065/mo
Down payment (20%)
$68,980
Property taxes
$19/mo
HOA
$225/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,647 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
154
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Lighting
Deed Restrictions
Dishwasher
Microwave
Range
Refrigerator
Elementary
Lake Shipp Elem
Middle
Westwood Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$228
Parcel #
26-28-31-641448-000170

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Residences/Winter Haven
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
6,647 sqft
HOA
$225/qtr
Don Asher- Sarah Matthews

Price history

Date
Event
Price
5/14/2026
Listed for sale
Source: Stellar MLS #S5149889
$344,900
$198/sqft

Neighborhood

2122 River Hawk Loop
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $344,900
$342,500 – $344,900
99.5% – 100% of listTops out right at the list price
80% of listList price
120 of the last 203 home closings in 33880 landed at this number or higher (59%). The median one sat 40 days before it went under contract, and this one is on day 154.

Sample: 203 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,065/mo
Principal & interest$1,799
Property taxes$19
Insurance$172
HOA$75
Down payment20% · $68,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$344,900

$198 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,741 sq ft

Time on market

154 days

Year built

2026

Monthly payment

About $2,065/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $228 annual tax bill, insurance, and the $225/qtr HOA fee.

HOA fee

$225/qtr

Managed by Don Asher- Sarah Matthews.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY SMART 1Listing agent: Rodrigo Gomes De AlmeidaListing data from Stellar MLS, MLS# S5149889.

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