3523 Clay Brick Rd, photo 1
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Overview

3 bd3 ba1,876 sqft2 car garageTownhouse
TypeTownhouse
HOA$71.82/yr
Built2015
Lot2,510 sqft
Living area1,876 sqft
Price / sqft$168
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboSolid Wood CabinetsRain GuttersSidewalkDeed RestrictionsDog ParkFitness CenterGolf Carts OK

3523 Clay Brick Rd is a 2015-built home in Harmony, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,876 square feet of living space. Listed at $314,900 (about $168/sqft), 145 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $71.82 annually.

From the listing

Short Sale. Sale price is subject to lender approval. Look what we have here! Lovely townhome located in Ashley Park featuring 1,876 square feet of living space and 2,517 total square feet under roof! This beautifully designed home offers 3 bedrooms, 2.5 bathrooms, a detached 2 car garage, and a private courtyard perfect for relaxing or entertaining. Step inside to find a welcoming foyer that opens to a formal living room, leading into the spacious family/great room, dining area, and kitchen. The kitchen is the heart of the home and features granite countertops, solid wood cabinets, two closet pantries, a large counter-height island with breakfast bar seating, and stylish pendant lighting. The inside laundry room is conveniently located off the kitchen and offers additional storage space. A half bath is centrally located on the first floor for guests. Enjoy outdoor living in the private vinyl fenced courtyard with covered patio and covered walkway leading to the rear alley-access detached garage. Upstairs you will find all three bedrooms and two full bathrooms. The owner’s suite features an en-suite bathroom with dual sink vanity, large shower, and spacious layout. Wonderful opportunity to enjoy comfortable living in the desirable Ashley Park community! Ideally situated close to the neighborhood school; Harmony Elementary and High School, this home also offers golf-cart-friendly access through a nearby tunnel, making it a top choice for those who value education and convenience. Harmony residents enjoy exceptional amenities, including Buck Lake, where you can take out community pontoon boats, kayaks, or canoes, or cast a line from the community fishing pier. Additional perks include two resort-style pools, dog parks, playgrounds, walking trails, fitness center, and bike paths. Enjoy strolls or golf cart rides to the local coffee shop, pizza place, and Mexican restaurant—all within the neighborhood. With convenient access to Orlando International Airport, Medical City in Lake Nona, and the East Coast Beaches, Harmony offers a perfect blend of nature, lifestyle, and location. Don’t miss your chance to own this move-in ready home! Schedule your private showing today! Buyer to verify all room measurements.

The essentials

Built
2015
Price / sqft
$168
On market
145 days
Annual tax
$5,129
HOA
$71.82/yr
Flood zone
X · Low risk
Lot
2,510 sqft
Type
Townhouse

At a glance

Townhouse
Built 2015
Water views
Golf Course
Community pool
Fitness center too
2 car garage
Driveway
2,510 sqft lot
Lot size

Payment

Est. monthly payment
$2,233/mo
Down payment (20%)
$62,980
Property taxes
$427/mo
HOA
$71.82/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2015
Lot
2,510 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
145
Living Room/Dining Room Combo
Solid Wood Cabinets
Rain Gutters
Sidewalk
Deed Restrictions
Dog Park
Fitness Center
Golf Carts OK
Golf
Park
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Harmony Community School (K-5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$5,129
Parcel #
30 26 32 2877 0001 010B

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harmony
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
2,510 sqft
SidewalkPaved
HOA
$71.82/yr
Mark Hills

Price history

Date
Event
Price
9/2/2026
Price change
Source: Stellar MLS #S5150333
$314,900-3.1%
$168/sqft
5/26/2026
Listed for sale
Source: Stellar MLS #S5150333
$324,900
$173/sqft

Neighborhood

3523 Clay Brick Rd
St Cloud, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $314,900
$312,500 – $314,900
99.5% – 100% of listTops out right at the list price
80% of listList price
12 of the last 16 townhouse or villa closings in 34773 landed at this number or higher (75%). The median one sat 59 days before it went under contract, and this one is on day 145 after a $10,000 cut.

Sample: 16 closed townhouse or villa sales in 34773 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,233/mo
Principal & interest$1,642
Property taxes$427
Insurance$157
HOA$6
Down payment20% · $62,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$314,900

$168 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,876 sq ft

Time on market

145 days

Year built

2015

Monthly payment

About $2,233/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,129 annual tax bill, insurance, and the $71.82/yr HOA fee.

HOA fee

$71.82/yr

Managed by Mark Hills.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCORCORAN CONNECT LLCListing agent: Jeanine CorcoranListing data from Stellar MLS, MLS# S5150333.

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