4230 Holstein St, photo 1
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Overview

4 bd2 ba1,950 sqft2 car garageSingle Family
TypeSingle Family
HOA$59/mo
Built2021
Lot6,098 sqft
Living area1,950 sqft
Price / sqft$197
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanSmart HomeDishwasherDisposalDryerElectric Water HeaterFreezerMicrowave

4230 Holstein St is a 2021-built home in Old Hickory Ph 1 & 2, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,950 square feet of living space. Listed at $385,000 (about $197/sqft), 150 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $59 monthly.

From the listing

Welcome to this beautifully maintained 4-bedroom, 2-bath home in the desirable community of Saint Cloud! This move-in-ready home features modern updates throughout, including upgraded lighting, stylish fixtures, and custom built-ins that add both charm and functionality. The open- concept floor plan is perfect for entertaining, with a spacious kitchen overlooking the living and dining areas. Step outside to your private backyard oasis, complete with a gazebo, perfect for relaxing, hosting gatherings, or enjoying Florida sunsets. Enjoy the peace of mind of a newer home that has been lovingly cared for and thoughtfully enhanced. Conveniently located near shopping, dining, and major highways, this home offers the perfect blend of comfort, style, and location. The solar panel lease must transfer with the house.

The essentials

Built
2021
Price / sqft
$197
On market
150 days
Annual tax
$6,501
HOA
$59/mo
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
6,098 sqft lot
Lot size
1,950 sqft
Living area

Payment

Est. monthly payment
$2,801/mo
Down payment (20%)
$77,000
Property taxes
$542/mo
HOA
$59/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
6,098 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
150
Open Floorplan
Smart Home
Dishwasher
Disposal
Dryer
Electric Water Heater
Freezer
Microwave
Range
Refrigerator
Washer
Elementary
Michigan Avenue Elem (K 5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,501
Parcel #
13-26-30-0117-0001-1270

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Old Hickory Ph 1 & 2
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,098 sqft
HOA
$59/mo
Leland Management/ANAIS SERRANO

Price history

Date
Event
Price
5/18/2026
Listed for sale
Source: Stellar MLS #S5150466
$385,000
$197/sqft

Neighborhood

4230 Holstein St
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $385,000
$382,500 – $385,000
99.5% – 100% of listTops out right at the list price
80% of listList price
240 of the last 388 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 150.

Sample: 388 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,801/mo
Principal & interest$2,008
Property taxes$542
Insurance$193
HOA$59
Down payment20% · $77,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$385,000

$197 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,950 sq ft

Time on market

150 days

Year built

2021

Monthly payment

About $2,801/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,501 annual tax bill, insurance, and the $59/mo HOA fee.

HOA fee

$59/mo

Managed by Leland Management/ANAIS SERRANO.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byROYAL REALTY REAL ESTATE, LLCListing agent: Javier PenaListing data from Stellar MLS, MLS# S5150466.

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