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Overview

4 bd2 ba2,098 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2000
Lot211,092 sqft
Living area2,098 sqft
Price / sqft$331
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsOpen FloorplanSolid Surface CountersWalk-in Closet(s)Window TreatmentsPrivate YardRv HookupDishwasher

2065 Mustang CT is a 2000-built home in Bay Lake Ranch Unit 3, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,098 square feet of living space. Listed at $695,000 (about $331/sqft), 9 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

** LITTLE RANCH ALERT**LISTED BELOW APPRAISED VALUE!!** Welcome to 2065 Mustang Ct. St. Cloud Fl. 34771! This gorgeous 4 bedroom, 2 bathroom POOL home sits on 4.85 ACRES( about 2 acres high and dry) in Bay lake Ranch community where there is NO HOA! This little ranch features a well-maintained home with WOOD LIKE TILE throughout the whole living area, kitchen, laundry and Master bedroom. A recently updated kitchen and master bath with granite countertops. ** 2025 BRAND NEW KITCHEN APPLIANCES** Pool was resurfaced in 2020 along with the well pump. Roof & HVAC was replaced 2018. Plenty of backyard space and access to a 32’x48’ POLE BARN on CONCRETE SLAB with 14-foot clearance and dedicated 100-amp service, perfect for storing RV’s, boats, or your favorite toys. Chicken coop, sheds are already in place so bring your favorite animals! Zoned for horses. Centrally located near major highways, schools, shopping, dining, hospitals, and Central Florida’s top attractions, including the beaches.

The essentials

Built
2000
Price / sqft
$331
On market
113 days
Annual tax
$3,120
Flood zone
X · Low risk
Lot
211,092 sqft
Type
Single Family Residence

At a glance

Single family
Built 2000
Private pool
Heated
2 car garage
Boat
4.85 acres
Lot size
2,098 sqft
Living area

Payment

Est. monthly payment
$4,232/mo
Down payment (20%)
$139,000
Property taxes
$260/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2000
Lot
211,092 sqft
Cooling
Central Air
Heating
Electric
Parking
Boat, Garage Faces Side, RV Carport
Pool
Heated, In Ground
Days on Market
113
High Ceilings
Open Floorplan
Solid Surface Counters
Walk-in Closet(s)
Window Treatments
Private Yard
Rv Hookup
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System
Elementary
Harmony Community School (K-5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$3,120
Parcel #
18-26-32-2599-0001-3200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bay Lake Ranch Unit 3
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
211,092 sqft
In CountyOversized LotPrivatePavedUnincorporatedZoned for Horses

Price history

Date
Event
Price
6/18/2026
Listed for sale
Source: Stellar MLS #S5152162
$695,000
$331/sqft

Neighborhood

2065 Mustang CT
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $695,000
$690,000 – $695,000
99.5% – 100% of listTops out right at the list price
80% of listList price
305 of the last 474 home closings in 34771 landed at this number or higher (64%). The median one sat 36 days before it went under contract, and this one is on day 113.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,232/mo
Principal & interest$3,625
Property taxes$260
Insurance$348
Down payment20% · $139,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$695,000

$331 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,098 sq ft

Time on market

113 days

Year built

2000

Monthly payment

About $4,232/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,120 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Janine Rombouts, PAListing data from Stellar MLS, MLS# S5152162.

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