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Overview

2 bd1 ba912 sqftSingle Family
TypeSingle Family
HOANone listed
Built1974
Lot7,492 sqft
Living area912 sqft
Price / sqft$296

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingPrivate EntrancePrivate YardDishwasherMicrowaveRangeRefrigerator

706 Jersey Ave is a 1974-built home in St Cloud, St Cloud. Inside you'll find 2 bedrooms, 1 bathrooms, and 912 square feet of living space. Listed at $270,000 (about $296/sqft), 156 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this charming 2-bedroom, 1-bath home located in the heart of St. Cloud! Built in 1974, this well-maintained residence offers 912 square feet of comfortable living space and sits on a spacious 7,492-square-foot lot with no HOA restrictions. Inside, you’ll find a functional layout featuring a bright living area, dedicated dining space, and a combination of ceramic tile and carpet flooring. The home offers central heating and an inviting atmosphere that’s perfect for first-time homebuyers, downsizers, or investors seeking a property with great potential. Enjoy the convenience of being just minutes from historic Downtown St. Cloud, local shops, restaurants, schools, parks, and the beautiful Lakefront Park. With easy access to major roadways, this home provides the perfect blend of small-town charm and everyday convenience. Don’t miss this opportunity to own an affordable home with a generously sized yard and endless possibilities in one of St. Cloud’s established neighborhoods!

The essentials

Built
1974
Price / sqft
$296
On market
156 days
Annual tax
$2,817
Flood zone
X · Low risk
Lot
7,492 sqft
Type
Single Family Residence

At a glance

Single family
Built 1974
7,492 sqft lot
Lot size
912 sqft
Living area

Payment

Est. monthly payment
$1,778/mo
Down payment (20%)
$54,000
Property taxes
$235/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1974
Lot
7,492 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
156
Ceiling Fans(s)
Crown Molding
Private Entrance
Private Yard
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,817
Parcel #
01-26-30-0001-0079-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St Cloud
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
7,492 sqft

Price history

Date
Event
Price
8/28/2026
Price change
Source: Stellar MLS #S5152244
$270,000-3.6%
$296/sqft
5/12/2026
Listed for sale
Source: Stellar MLS #S5152244
$280,000
$307/sqft

Neighborhood

706 Jersey Ave
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $270,000
$267,500 – $270,000
99.5% – 100% of listTops out right at the list price
80% of listList price
89 of the last 158 home closings in 34769 landed at this number or higher (56%). The median one sat 35 days before it went under contract, and this one is on day 156 after a $10,000 cut.

Sample: 158 closed home sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,778/mo
Principal & interest$1,408
Property taxes$235
Insurance$135
Down payment20% · $54,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$270,000

$296 per sq ft

Beds and baths

2 beds, 1 baths

Size

912 sq ft

Time on market

156 days

Year built

1974

Monthly payment

About $1,778/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,817 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY, LLCListing agent: Karina GarateListing data from Stellar MLS, MLS# S5152244.

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