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Overview

4 bd3 ba1,679 sqftTownhouse
TypeTownhouse
HOA$250/mo
Built2026
Lot3,049 sqft
Living area1,679 sqft
Price / sqft$216

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
CYRENE AT HARMONY
Type
Townhouse

True monthly carry

HOA
~$250/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

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11-month inspection

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Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Primarybedroom UpstairsStone CountersWalk-in Closet(s)Rain GuttersSidewalkSprinkler MeteredCommunity MailboxDog Park

6647 Jillian Dr is a 2026-built home in Cyrene At Harmony, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,679 square feet of living space. Listed at $362,490 (about $216/sqft), 6 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 monthly.

From the listing

The Monterey floor plan at Cyrene at Harmony in St. Cloud, Florida, offers approximately 1,679 square feet of thoughtfully designed living space with 4 bedrooms, 3 bathrooms, and a 2-car garage. The first floor features an open-concept design that seamlessly connects the kitchen, dining area, and family room, creating a welcoming atmosphere for everyday living and entertaining. The modern kitchen includes a center island, ample cabinet space, and a pantry, providing both functionality and convenience. The first floor also features a bedroom and a full bathroom, offering added flexibility for guests, multigenerational living, or a private home office. Upstairs, the home offers three additional bedrooms, including a spacious primary suite designed for relaxation, along with a shared full bathroom and a conveniently located laundry area. With its versatile layout, additional first-floor bedroom, and open living spaces, the Monterey is an excellent choice first-time homebuyers, or anyone seeking a modern, low-maintenance townhome with flexible living options in the desirable Harmony community.

The essentials

Built
2026
Price / sqft
$216
On market
6 days
Annual tax
$200
HOA
$250/mo
Flood zone
X · Low risk
Lot
3,049 sqft
Type
Townhouse

At a glance

Townhouse
Built 2026
Community pool
Shared amenity
3,049 sqft lot
Lot size
1,679 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,339/mo
Down payment (20%)
$72,498
Property taxes
$17/mo
HOA
$250/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2026
Lot
3,049 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
6
Primarybedroom Upstairs
Stone Counters
Walk-in Closet(s)
Rain Gutters
Sidewalk
Sprinkler Metered
Community Mailbox
Dog Park
Irrigation-reclaimed Water
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Harmony Community School (K-5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$200
Parcel #
24-26-31-3672-0001-0850

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cyrene At Harmony
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
3,049 sqft
In CountyLandscapedSidewalkPaved
HOA
$250/mo
Folio Association Managment

Price history

Date
Event
Price
10/12/2026
Listed for sale
Source: Stellar MLS #O6449100
$362,490
$216/sqft

Neighborhood

6647 Jillian Dr
St Cloud, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $362,490
$360,000 – $362,490
99.5% – 100% of listTops out right at the list price
80% of listList price
12 of the last 16 townhouse or villa closings in 34773 landed at this number or higher (75%). The median one sat 59 days before it went under contract, and this one is on day 6.

Sample: 16 closed townhouse or villa sales in 34773 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,338/mo
Principal & interest$1,891
Property taxes$17
Insurance$181
HOA$250
Down payment20% · $72,498
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$362,490

$216 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,679 sq ft

Time on market

6 days

Year built

2026

Monthly payment

About $2,339/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $200 annual tax bill, insurance, and the $250/mo HOA fee.

HOA fee

$250/mo

Managed by Folio Association Managment.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDRB GROUP REALTY, LLCListing agent: Adam SchottListing data from Stellar MLS, MLS# O6449100.

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