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Overview

5 bd3 ba2,879 sqft2 car garageSingle Family
TypeSingle Family
HOA$60/mo
Built2022
Lot8,276 sqft
Living area2,879 sqft
Price / sqft$168
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Surface CountersSolid Wood CabinetsWalk-in Closet(s)

4980 Four Strand CT is a 2022-built home in Old Hickory Ph 3, St Cloud. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,879 square feet of living space. Listed at $485,000 (about $168/sqft), 143 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $60 monthly.

From the listing

Perfectly located in St. Cloud, FL, 4980 Four Strand Ct puts you just minutes from shopping, restaurants, theme parks, major roads, and the airport. This stunning 5-bedroom, 2.5-bathroom home offers 2,896 square feet of move-in ready living space that your family will love. Step inside and you'll notice the high ceilings and open floor plan right away. The main living areas downstairs feature beautiful hard flooring that flows throughout, giving the home a clean and modern feel. The kitchen is a real standout with quartz counters, stainless steel appliances, and a large pantry that gives you all the storage you need. Whether you're cooking for the family or entertaining friends, this space makes it easy. Head upstairs and you'll find a bonus loft area that's perfect for a game room, home office, or extra hangout spot. The bedrooms and loft are carpeted for comfort, and there's plenty of room for everyone to spread out. A convenient laundry room keeps daily chores simple and organized. One of the best features of this home is the backyard with no rear neighbors, giving you extra privacy and a peaceful setting to relax. Plus, solar panels help keep those energy bills low, which is always a win in Florida. This home checks all the boxes for comfort, space, and convenience. Don't wait too long on this one. Schedule your showing today and see everything 4980 Four Strand Ct has to offer!

The essentials

Built
2022
Price / sqft
$168
On market
143 days
Annual tax
$1,910
HOA
$60/mo
Flood zone
X · Low risk
Lot
8,276 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
Driveway
8,276 sqft lot
Lot size
2,879 sqft
Living area

Payment

Est. monthly payment
$2,991/mo
Down payment (20%)
$97,000
Property taxes
$159/mo
HOA
$60/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
8,276 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
143
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Walk-in Closet(s)
Lighting
Sidewalk
Street Lights
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Michigan Avenue Elem (K 5)
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$1,910
Parcel #
13-26-30-0118-0001-2890

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Old Hickory Ph 3
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
8,276 sqft
In CountyNear Public TransitSidewalkPaved
HOA
$60/mo
OLD HICKORY Homeowner Association

Price history

Date
Event
Price
7/23/2026
Price change
Source: Stellar MLS #O6410168
$485,000-2.0%
$168/sqft
-
Price change
Source: Stellar MLS #O6410168
$495,000-1.0%
$172/sqft
5/22/2026
Listed for sale
Source: Stellar MLS #O6410168
$500,000
$174/sqft

Neighborhood

4980 Four Strand CT
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $485,000
$482,500 – $485,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 375 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 143 after a $15,000 cut.

Sample: 375 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,991/mo
Principal & interest$2,529
Property taxes$159
Insurance$243
HOA$60
Down payment20% · $97,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$485,000

$168 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,879 sq ft

Time on market

143 days

Year built

2022

Monthly payment

About $2,991/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,910 annual tax bill, insurance, and the $60/mo HOA fee.

HOA fee

$60/mo

Managed by OLD HICKORY Homeowner Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byEXP REALTY LLCListing agent: Maoline HerreraListing data from Stellar MLS, MLS# O6410168.

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