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Overview

4 bd3 ba2,166 sqft2 car garageSingle Family
TypeSingle Family
HOA$74.75/mo
Built2024
Lot5,663 sqft
Living area2,166 sqft
Price / sqft$224
Garage2 car

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About this home

Ceiling Fans(s)Kitchen/Family Room ComboBuilt-in OvenConvection OvenCooktopDishwasherDisposalDryer

4916 Shady Pines Dr is a 2024-built home in Havenfield At Cross Prairie, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,166 square feet of living space. Listed at $485,000 (about $224/sqft), 35 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $74.75 monthly.

From the listing

Welcome to this beautifully maintained 4-bedroom, 3-bathroom home, built in 2024 and offering modern finishes, an open-concept design, and desirable features throughout. The spacious floor plan provides a natural flow between the living, dining, and kitchen areas, creating a comfortable setting for everyday living and entertaining. The gourmet kitchen is a standout feature, offering 42-inch cabinetry, elegant quartz countertops, ample storage, and a modern design. One of the four bedrooms includes its own private full bathroom, providing additional flexibility and convenience. Enjoy outdoor living from the covered lanai, complete with ceiling fans and plenty of space to relax or entertain. The property also features a water softener and a fully fenced yard with a PVC privacy fence. Built in 2024, this newer home offers modern construction and a move-in-ready opportunity. Conveniently located near major highways, the Florida Turnpike, and the Lake Nona area, providing easy access to shopping, dining, employment centers, and surrounding areas. With its modern design, desirable floor plan, upgraded kitchen, private outdoor space, and convenient location, this home is a must-see. Schedule your showing today—this opportunity won't last!

The essentials

Built
2024
Price / sqft
$224
On market
35 days
Annual tax
$8,705
HOA
$74.75/mo
Flood zone
AE
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2 car garage
5,663 sqft lot
Lot size
2,166 sqft
Living area

Payment

Est. monthly payment
$3,572/mo
Down payment (20%)
$97,000
Property taxes
$725/mo
HOA
$74.75/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
5,663 sqft
Cooling
Central Air, Attic Fan
Heating
Electric
Parking
-
Days on Market
35
Ceiling Fans(s)
Kitchen/Family Room Combo
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Microwave
Elementary
Neptune Elementary
Middle
Neptune Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone AE
Annual Tax (2025)
$8,705
Parcel #
21-26-30-3644-0001-3460

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Havenfield At Cross Prairie
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
5,663 sqft
HOA
$74.75/mo
Kelly Willson

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #O6440256
$485,000-1.0%
$224/sqft
-
Price change
Source: Stellar MLS #O6440256
$490,000-1.0%
$226/sqft
9/7/2026
Listed for sale
Source: Stellar MLS #O6440256
$495,000
$229/sqft

Neighborhood

4916 Shady Pines Dr
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $485,000
$482,500 – $485,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 375 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 35 after a $10,000 cut.

Sample: 375 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,572/mo
Principal & interest$2,529
Property taxes$725
Insurance$243
HOA$75
Down payment20% · $97,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$485,000

$224 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,166 sq ft

Time on market

35 days

Year built

2024

Monthly payment

About $3,572/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,705 annual tax bill, insurance, and the $74.75/mo HOA fee.

HOA fee

$74.75/mo

Managed by Kelly Willson.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byDALTON WADE INCListing agent: Binette EspinelListing data from Stellar MLS, MLS# O6440256.

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