2699 Nottel Dr, photo 1
Active
1 / 50

Overview

4 bd2 ba1,910 sqftSingle Family
TypeSingle Family
HOA$330/qtr
Built2024
Lot6,098 sqft
Living area1,910 sqft
Price / sqft$254

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersThermostatWalk-in Closet(s)

2699 Nottel Dr is a 2024-built home in Hanover Lakes Ph 5, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,910 square feet of living space. Listed at $486,000 (about $254/sqft), 5 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $330 quarterly.

From the listing

Welcome to waterfront living in the highly desirable Hanover Lakes community of St. Cloud! This beautifully maintained 4-bedroom, 2-bathroom home offers the perfect blend of comfort, style, and Florida lifestyle living with spectacular canal views. Designed for everyday living and effortless entertaining, the open-concept floor plan connects the kitchen, dining area, and spacious living room, creating a bright and welcoming atmosphere. The kitchen features generous cabinetry, ample counter space, stainless steel appliances, a large island with breakfast bar seating, and a layout that keeps you connected to the main living areas. The private primary suite offers peaceful canal views, a spacious walk-in closet, and an en-suite bathroom with dual sinks and a walk-in shower. Three additional bedrooms provide flexibility for guests, a home office, fitness area, hobby room, or additional living space. A second full bathroom is conveniently located near the secondary bedrooms and main living areas. Step outside and enjoy your own backyard retreat with relaxing water views, a covered patio or lanai, brick patio area, raised garden beds, and a cozy fire pit—perfect for quiet evenings or weekend gatherings. The property also offers navigable community waterways, canal frontage, dock rights, access to the community boat lift, and direct connection to Alligator Lake and the Alligator Chain of Lakes, offering endless opportunities for boating, fishing, and exploring Central Florida’s natural beauty. Additional features include tile flooring in the main living areas, carpeted bedrooms, indoor laundry, rain gutters, sidewalks on both sides of the home, a two-car garage with epoxy flooring and storage shelving, energy-efficient construction, and outdoor space with room to create a private pool or custom outdoor retreat. Hanover Lakes offers resort-style amenities including a community pool, splash pad, playground, walking trails, green spaces, private boat dock, community boat lift, and neighborhood events. Conveniently located near shopping, dining, schools, major roadways, Lake Nona, Orlando International Airport, medical centers, employment hubs, and Central Florida attractions, this home delivers both peaceful waterfront living and everyday convenience. With its modern design, functional 4-bedroom layout, scenic canal setting, and access to one of the area’s most desirable boating lifestyles, this Hanover Lakes home is more than a place to live—it’s a true Florida lifestyle opportunity. Don’t miss your chance to own a beautiful waterfront home in one of St. Cloud’s most sought-after communities!

The essentials

Built
2024
Price / sqft
$254
On market
5 days
Annual tax
$7,735
HOA
$330/qtr
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Waterfront
Canal Front
Community pool
Shared amenity
6,098 sqft lot
Lot size
1,910 sqft
Living area

Payment

Est. monthly payment
$3,533/mo
Down payment (20%)
$97,200
Property taxes
$645/mo
HOA
$330/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
6,098 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Waterfront
Canal Front, Lake Privileges
Days on Market
5
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Dog Run
Fire Pit
Lighting
Rain Gutters
Sidewalk
Sprinkler Metered
Association Recreation - Owned
Clubhouse
Dog Park
Park
Playground
Pool
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,735
Parcel #
20-26-31-0138-0001-5020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hanover Lakes Ph 5
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,098 sqft
HOA
$330/qtr
Hanover Lakes HOA / Mary James

Price history

Date
Event
Price
10/8/2026
Listed for sale
Source: Stellar MLS #O6448436
$486,000
$254/sqft

Neighborhood

2699 Nottel Dr
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $486,000
$482,500 – $486,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 378 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 5.

Sample: 378 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,532/mo
Principal & interest$2,535
Property taxes$645
Insurance$243
HOA$110
Down payment20% · $97,200
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$486,000

$254 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,910 sq ft

Time on market

5 days

Year built

2024

Monthly payment

About $3,533/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,735 annual tax bill, insurance, and the $330/qtr HOA fee.

HOA fee

$330/qtr

Managed by Hanover Lakes HOA / Mary James.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byELITE REALTY ENTERPRISES LLCListing agent: Ernesto CisnerosListing data from Stellar MLS, MLS# O6448436.

Keep exploring Florida

Pick up where you left off, or see what else is out there.