2532 Harmonia Hammock Rd, photo 1
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Overview

3 bd2 ba1,676 sqft2 car garageSingle Family
TypeSingle Family
HOA$60/qtr
Built2022
Lot5,663 sqft
Living area1,676 sqft
Price / sqft$215
Garage2 car

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About this home

Ceiling Fans(s)ThermostatLightingSidewalkDishwasherRangeRefrigerator

2532 Harmonia Hammock Rd is a 2022-built home in Villages At Harmony Ph 1c-2, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,676 square feet of living space. Listed at $360,000 (about $215/sqft), 35 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $60 quarterly.

From the listing

Welcome to this inviting 3-bedroom, 2-bath home featuring a spacious, open-concept layout designed for comfortable everyday living and entertaining. The kitchen flows seamlessly into the family room and offers a generous island with ample prep space and a convenient breakfast bar. The adjoining dining area provides plenty of room for a 4- or 6-person table. The thoughtfully designed floor plan offers flexible living spaces, allowing everyone to enjoy their own area for relaxing, working, studying, or hobbies. The primary suite features a walk-in closet, linen storage, walk-in shower, and dual-sink vanity. A wonderful opportunity to enjoy a functional layout with space to fit a variety of lifestyles.

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The essentials

Built
2022
Price / sqft
$215
On market
35 days
Annual tax
$6,900
HOA
$60/qtr
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
5,663 sqft lot
Lot size
1,676 sqft
Living area

Payment

Est. monthly payment
$2,653/mo
Down payment (20%)
$72,000
Property taxes
$575/mo
HOA
$60/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
5,663 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
35
Ceiling Fans(s)
Thermostat
Lighting
Sidewalk
Dishwasher
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$6,900
Parcel #
24-26-31-3495-0001-3860

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villages At Harmony Ph 1c-2
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
5,663 sqft
HOA
$60/qtr
N/A

Price history

Date
Event
Price
9/8/2026
Listed for sale
Source: Stellar MLS #O6438697
$360,000
$215/sqft

Neighborhood

2532 Harmonia Hammock Rd
St Cloud, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $360,000
$357,500 – $360,000
99.5% – 100% of listTops out right at the list price
80% of listList price
72 of the last 128 home closings in 34773 landed at this number or higher (56%). The median one sat 43 days before it went under contract, and this one is on day 35.

Sample: 128 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,653/mo
Principal & interest$1,878
Property taxes$575
Insurance$180
HOA$20
Down payment20% · $72,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$360,000

$215 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,676 sq ft

Time on market

35 days

Year built

2022

Monthly payment

About $2,653/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,900 annual tax bill, insurance, and the $60/qtr HOA fee.

HOA fee

$60/qtr

Managed by N/A.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byREDFIN CORPORATIONListing agent: Marc CollazoListing data from Stellar MLS, MLS# O6438697.

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