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About this home
2532 Harmonia Hammock Rd is a 2022-built home in Villages At Harmony Ph 1c-2, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,676 square feet of living space. Listed at $360,000 (about $215/sqft), 35 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $60 quarterly.
Welcome to this inviting 3-bedroom, 2-bath home featuring a spacious, open-concept layout designed for comfortable everyday living and entertaining. The kitchen flows seamlessly into the family room and offers a generous island with ample prep space and a convenient breakfast bar. The adjoining dining area provides plenty of room for a 4- or 6-person table. The thoughtfully designed floor plan offers flexible living spaces, allowing everyone to enjoy their own area for relaxing, working, studying, or hobbies. The primary suite features a walk-in closet, linen storage, walk-in shower, and dual-sink vanity. A wonderful opportunity to enjoy a functional layout with space to fit a variety of lifestyles.
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The essentials
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$360,000
$215 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,676 sq ft
Time on market
35 days
Year built
2022
Monthly payment
About $2,653/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,900 annual tax bill, insurance, and the $60/qtr HOA fee.
HOA fee
$60/qtr
Managed by N/A.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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