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Overview

3 bd3 ba1,784 sqft2 car garageSingle Family
TypeSingle Family
HOA$89/mo
Built2024
Lot3,485 sqft
Living area1,784 sqft
Price / sqft$207
Garage2 car

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About this home

Ceiling Fans(s)Rain GuttersCommunity MailboxDeed RestrictionsPlaygroundPoolSidewalksDishwasher

4629 Cross Prairie Pkwy is a 2024-built home in Edgewater Ed-4 Lt 1 Rep, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,784 square feet of living space. Listed at $370,000 (about $207/sqft), 89 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $89 monthly.

From the listing

2024-Built Home Without the New-Construction Wait! This one has already been improved and ready. This charming 3-bedroom, 2.5-bath bungalow is located in one of Saint Cloud's fastest-growing communities just off Cross Prairie Parkway and offers all the benefits of a newer home without the wait. Relax with your morning coffee or unwind in the evening on the inviting covered FRONT PORCH, adding to the home's charming curb appeal. Inside, you'll find brand NEW LAMINATE FLOORING throughout the entire second floor, creating a fresh, modern look. The exterior has been enhanced with NEW SOD and NEW RAIN GUTTERS, making this home truly turnkey. The custom garage is a standout feature, complete with epoxy floors and overhead ceiling storage shelves, providing plenty of space for organization, hobbies, or extra storage. Conveniently located near shopping, dining, schools, and major roadways, this home offers the perfect combination of style, comfort, and convenience in an exciting, up-and-coming area of Saint Cloud. Skip the construction delays and move into a home that's already been upgraded and is ready for you to enjoy from day one. Schedule your private showing today!

The essentials

Built
2024
Price / sqft
$207
On market
89 days
Annual tax
$6,008
HOA
$89/mo
Flood zone
X · Low risk
Lot
3,485 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Community pool
Shared amenity
2 car garage
3,485 sqft lot
Lot size
1,784 sqft
Living area

Payment

Est. monthly payment
$2,705/mo
Down payment (20%)
$74,000
Property taxes
$501/mo
HOA
$89/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
3,485 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
89
Ceiling Fans(s)
Rain Gutters
Community Mailbox
Deed Restrictions
Playground
Pool
Sidewalks
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Neptune Elementary
Middle
Neptune Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,008
Parcel #
21-26-30-3643-0001-1060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Edgewater Ed-4 Lt 1 Rep
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
3,485 sqft
HOA
$89/mo
HomeRiver Group Orlando

Price history

Date
Event
Price
8/27/2026
Price change
Source: Stellar MLS #S5153780
$370,000-2.1%
$207/sqft
-
Price change
Source: Stellar MLS #S5153780
$378,000-0.5%
$212/sqft
7/18/2026
Listed for sale
Source: Stellar MLS #S5153780
$380,000
$213/sqft

Neighborhood

4629 Cross Prairie Pkwy
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $370,000
$367,500 – $370,000
99.5% – 100% of listTops out right at the list price
80% of listList price
240 of the last 388 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 89 after a $10,000 cut.

Sample: 388 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,704/mo
Principal & interest$1,930
Property taxes$501
Insurance$185
HOA$89
Down payment20% · $74,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$370,000

$207 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,784 sq ft

Time on market

89 days

Year built

2024

Monthly payment

About $2,705/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,008 annual tax bill, insurance, and the $89/mo HOA fee.

HOA fee

$89/mo

Managed by HomeRiver Group Orlando.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTOHO REALTY GROUP, LLCListing agent: Kerriann SullivanListing data from Stellar MLS, MLS# S5153780.

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