1646 Groveline Rd, photo 1
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Overview

4 bd4 ba2,827 sqft2 car garageSingle Family
TypeSingle Family
HOA$130/mo
Built2023
Lot3,488 sqft
Living area2,827 sqft
Price / sqft$176
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersThermostatTray Ceiling(s)

1646 Groveline Rd is a 2023-built home in Amelia Groves, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,827 square feet of living space. Listed at $498,500 (about $176/sqft), 29 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $130 monthly.

From the listing

NEW PRICE REDUCTION! Welcome to Amelia Grove in Saint Cloud, Florida! come to discover this exceptional community, ideally located in one of the fastest-growing areas of Central Florida. this beautiful two-story home offers 4 Bedrooms, 3.5 Bathrooms, living room, loft, a versatile flex room, and approximately 2,827 square feet of living space, providing plenty of room to make it your new home. The first floor features a spacious flex room, upgraded with a stylish Barn door for added privacy. this space can easily be used as a home office, guest room, study, or additional living space depending on your needs. Upstair you'll find a generous loft , creating the perfect space for entertainment, a family room, game area, or additional living space. The heart of the home is the spacious open-concept kitchen, featuring a large quartz Island, cabinetry and storage, stainless-steel appliances. Its open layout makes it ideal for entertaining family and friends while remaining connected to the main living area. One of the home's most captivating features is the beautiful pond view, which serves as the main view from the living area. From the comfort of your home, you can enjoy breathtaking sunset as the warn evening light reflects over the pond. An expansive sliding glass door spanning nearly width of the living area allows natural light to fill the space while creating a peaceful, relaxing atmosphere and bringing the beauty of the outdoors inside. This isn't just a house, it's a place where you can create memories, entertain family and friends, and enjoy the Central Florida Lifestyle. Amelia Grove provide peaceful setting with excellent amenities including a community pool, playground, scenic walking trails, Cable and internet are included, NO CDD . Located near the brand-new Nova Lakes high school opening in 2026, this home also offers convenient access to Lake Nona medical city, Orlando International Airport, SR-417, Florida Turnpike, shopping, dining and every day conveniences. Don't miss your opportunity-schedule a private showing today!

The essentials

Built
2023
Price / sqft
$176
On market
29 days
Annual tax
$7,258
HOA
$130/mo
Flood zone
X · Low risk
Lot
3,488 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Shared amenity
2 car garage
3,488 sqft lot
Lot size
2,827 sqft
Living area

Payment

Est. monthly payment
$3,584/mo
Down payment (20%)
$99,700
Property taxes
$605/mo
HOA
$130/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
3,488 sqft
Cooling
Central Air
Heating
Exhaust Fan
Parking
-
Days on Market
29
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Rain Gutters
Deed Restrictions
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2025)
$7,258
Parcel #
03-26-31-3569-0001-2230

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Amelia Groves
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
3,488 sqft
HOA
$130/mo
BETHANY SCHUSTER

Price history

Date
Event
Price
10/13/2026
Price change
Source: Stellar MLS #S5157732
$498,500-5.0%
$176/sqft
9/16/2026
Listed for sale
Source: Stellar MLS #S5157732
$525,000
$186/sqft

Neighborhood

1646 Groveline Rd
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $498,500
$495,000 – $498,500
99.5% – 100% of listTops out right at the list price
80% of listList price
304 of the last 470 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 29 after a $26,500 cut.

Sample: 470 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,584/mo
Principal & interest$2,600
Property taxes$605
Insurance$249
HOA$130
Down payment20% · $99,700
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$498,500

$176 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,827 sq ft

Time on market

29 days

Year built

2023

Monthly payment

About $3,584/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,258 annual tax bill, insurance, and the $130/mo HOA fee.

HOA fee

$130/mo

Managed by BETHANY SCHUSTER.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLA ROSA REALTY LLCListing agent: Roosmery JimenezListing data from Stellar MLS, MLS# S5157732.

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