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About this home
3120 Crispin Cir is a 2021-built home in Harmony West Ph 1a, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,732 square feet of living space. Listed at $498,990 (about $183/sqft), 6 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $110 quarterly.
Virtually Staged. STUNNING LAKE VIEWS | ADDED PRIVACY | MOVE-IN READY | UPGRADES BETTER THAN NEW CONSTRUCTION! Welcome to this beautifully upgraded 2021 home in Harmony West, St. Cloud! Situated on a spacious 0.24-acre lot (approximately 10,454 sq. ft.), this impressive two-story home offers 4 bedrooms, 3.5 bathrooms, and 2,732 sq. ft. of heated living space. Enjoy beautiful water views, NO REAR NEIGHBORS, and no home directly facing yours across the street! The inviting open-concept floor plan features wood-look tile flooring throughout the first floor, elegant plantation shutters, and abundant natural light. The spacious kitchen boasts full-height wood cabinetry, granite countertops, generous storage, and an oversized island with the perfect space for casual dining and breakfast. The first-floor primary suite offers privacy and convenience, while the versatile flex room is ideal for a home office, study, or potential fifth bedroom. Upstairs, enjoy a spacious loft and a junior primary suite with a private bathroom, perfect for guests or multigenerational living. Stylish tiled showers complement the home's elegant finishes. Relax on the screened lanai overlooking the peaceful lake and enjoy beautiful Florida sunsets. Upgraded rubber mulch landscaping enhances curb appeal while helping reduce routine landscape maintenance. Enjoy Harmony West amenities, including a resort-style pool, clubhouse, fitness center, splash park, playground, dog activity park, gazebos with deck to the lake, and outdoor gathering areas. The greater Harmony community also offers Harmony Golf Preserve, dining at GRAZE, Town Center activities, and opportunities for fishing, kayaking, canoeing, and boating at Buck Lake. WHY WAIT FOR NEW CONSTRUCTION? Enjoy a beautifully upgraded, move-in-ready home featuring two private suites, flexible living spaces, a spacious lot, added privacy, and breathtaking lake views. Schedule your private showing today!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$498,990
$183 per sq ft
Beds and baths
4 beds, 4 baths
Size
2,732 sq ft
Time on market
6 days
Year built
2021
Monthly payment
About $3,260/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,455 annual tax bill, insurance, and the $110/qtr HOA fee.
HOA fee
$110/qtr
Managed by Shelly Kaercher.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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