5103 Jones Rd, photo 1
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Overview

4 bd4 ba1,946 sqft2 car garageTownhouse
TypeTownhouse
HOA$970/qtr
Built2021
Lot2,614 sqft
Living area1,946 sqft
Price / sqft$177
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLightingRain GuttersSidewalkClubhousePoolSidewalks

5103 Jones Rd is a 2021-built home in Stonewood Estates, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 1,946 square feet of living space. Listed at $345,000 (about $177/sqft), 79 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $970 quarterly.

From the listing

Beautiful Townhome with a Private Courtyard, Balcony & Attached Two-Car Garage! Welcome to 5103 Jones Road in Saint Cloud, where modern design meets low-maintenance living. This beautifully maintained townhome offers an open-concept layout, stylish finishes, and inviting indoor and outdoor living spaces in a convenient Central Florida location. Step inside to discover a bright, open floor plan featuring tray ceilings, recessed lighting, and abundant natural light. The spacious living area flows seamlessly into the kitchen, creating an ideal space for entertaining or everyday living. The kitchen is thoughtfully designed with granite countertops, stainless steel appliances, a large center island with seating, subway tile backsplash, and abundant cabinetry, offering both style and functionality. The spacious primary suite serves as a relaxing retreat with a tray ceiling, private balcony, walk-in closet, and ensuite bathroom. Additional bedrooms provide flexibility for family, guests, or a home office. Enjoy Florida living in your private brick-paver courtyard, an ideal space for outdoor dining, entertaining, or simply unwinding after a long day. The attached two-car garage provides secure parking and additional storage, adding everyday convenience. Residents enjoy access to a community clubhouse, swimming pool, and more! Conveniently located near shopping, dining, Lake Nona, Medical City, Orlando International Airport, and major roadways, this home offers the perfect combination of comfort, convenience, and low-maintenance living. Don't miss your opportunity to own this beautifully maintained townhome featuring an open floor plan, private courtyard, primary suite balcony, and attached two-car garage in one of Saint Cloud's most convenient locations!

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The essentials

Built
2021
Price / sqft
$177
On market
79 days
Annual tax
$4,137
HOA
$970/qtr
Flood zone
X · Low risk
Lot
2,614 sqft
Type
Townhouse

At a glance

Townhouse
Built 2021
Community pool
Shared amenity
2 car garage
2,614 sqft lot
Lot size
1,946 sqft
Living area

Payment

Est. monthly payment
$2,640/mo
Down payment (20%)
$69,000
Property taxes
$345/mo
HOA
$970/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2021
Lot
2,614 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
79
Ceiling Fans(s)
Eat-in Kitchen
Lighting
Rain Gutters
Sidewalk
Clubhouse
Pool
Sidewalks
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,137
Parcel #
20-25-31-5051-0001-1080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Stonewood Estates
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
2,614 sqft
HOA
$970/qtr
Stonewood Estates

Price history

Date
Event
Price
7/23/2026
Listed for sale
Source: Stellar MLS #S5154213
$345,000
$177/sqft

Neighborhood

5103 Jones Rd
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $345,000
$342,500 – $345,000
99.5% – 100% of listTops out right at the list price
80% of listList price
89 of the last 125 townhouse or villa closings in 34771 landed at this number or higher (71%). The median one sat 45 days before it went under contract, and this one is on day 79.

Sample: 125 closed townhouse or villa sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,640/mo
Principal & interest$1,799
Property taxes$345
Insurance$173
HOA$323
Down payment20% · $69,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$345,000

$177 per sq ft

Beds and baths

4 beds, 4 baths

Size

1,946 sq ft

Time on market

79 days

Year built

2021

Monthly payment

About $2,640/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,137 annual tax bill, insurance, and the $970/qtr HOA fee.

HOA fee

$970/qtr

Managed by Stonewood Estates.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Steve PughListing data from Stellar MLS, MLS# S5154213.

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