

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
3624 Vega Creek Dr is a 2018-built home in Whaleys Creek Ph 3, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,820 square feet of living space. Listed at $465,000 (about $165/sqft), 60 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $99 monthly.
Experience WaterFront living in this beautifully updated home located in WHALEYS CREEKs community, this spacious two-story residence offers 4 bedrooms, 2.5 bathrooms, a versatile office/flex room and approximately 2,820 square feet. of well-designed living space. From the moment you enter, you'll appreciate the freshly painted interior and bright, open layout designed for both everyday living and entertaining. The spacious kitchen is a standout feature, showcasing granite countertops, abundant wood cabinetry, stainless steel and dark-finish appliances, a large center island with bar seating, and plenty of workspace for cooking and gathering. The kitchen overlooks the dining and family room, creating an inviting space enhanced by natural light and picturesque water views. The first floor also includes a flexible room ideal for a home office, playroom, fitness space, or guest room, along with a convenient laundry room and an attached two-car garage. Upstairs, the private living quarters feature four generously sized bedrooms, including a spacious owner's suite designed for comfort and relaxation. Step outside and unwind while overlooking the peaceful pond from your premium waterfront backyard. Whether you're enjoying your morning coffee or hosting family and friends, this outdoor space provides a beautiful backdrop year-round. Conveniently located near shopping, restaurants, schools, parks, and major roadways, this move-in-ready home offers the ideal combination of modern finishes, functional living space, and an exceptional waterfront setting. Don't miss the opportunity to make this beautiful St. Cloud home your own.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$465,000
$165 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,820 sq ft
Time on market
60 days
Year built
2018
Monthly payment
About $3,027/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,244 annual tax bill, insurance, and the $99/mo HOA fee.
HOA fee
$99/mo
Managed by Artemis Lifestyles.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







