1314 Hyde St, photo 1
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Overview

5 bd5 ba3,120 sqft3 car garageSingle Family
TypeSingle Family
HOA$64/mo
Built2026
Lot7,229 sqft
Living area3,120 sqft
Price / sqft$199
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
CENTER LAKE ON THE PARK
Type
Single Family Residence

True monthly carry

HOA
~$64/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Crown MoldingEat-in KitchenOpen FloorplanPrimarybedroom UpstairsThermostatWalk-in Closet(s)SidewalkSliding Doors

1314 Hyde St is a 2026-built home in Center Lake On The Park, St Cloud. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,120 square feet of living space. Listed at $619,990 (about $199/sqft), 183 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $64 monthly.

From the listing

Under Construction. Located at 1314 Hyde Street in Saint Cloud, Florida, this spacious two-story home offers over 3,100 square feet of thoughtfully designed living space with 5 bedrooms, 4.5 bathrooms, and a 3-car garage. A welcoming foyer leads into an open main living area where the family room, breakfast nook, and kitchen flow seamlessly together—ideal for everyday living and entertaining alike. Just off the family room, an extended covered lanai invites you to enjoy Florida’s indoor-outdoor lifestyle. The first floor also features a formal dining room and a private bedroom with a full bath, perfect for guests or a flexible home office. Upstairs, the owner’s suite serves as a relaxing retreat with a spacious bedroom, walk-in closet, and a well-appointed en-suite bath. Three additional bedrooms, multiple full baths, and a centrally located laundry room provide comfort and convenience, while a large loft offers flexible space for movie nights, a playroom, or casual lounge. Situated in Saint Cloud, this home combines a functional, family-friendly layout with access to Central Florida conveniences, outdoor recreation, and everyday essentials—making 1314 Hyde Street an ideal place to call home.

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The essentials

Built
2026
Price / sqft
$199
On market
183 days
Annual tax
$3,523
HOA
$64/mo
Flood zone
X · Low risk
Lot
7,229 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
3 car garage
Driveway
7,229 sqft lot
Lot size
3,120 sqft
Living area

Payment

Est. monthly payment
$3,901/mo
Down payment (20%)
$123,998
Property taxes
$294/mo
HOA
$64/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,229 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
183
Crown Molding
Eat-in Kitchen
Open Floorplan
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Sidewalk
Sliding Doors
Community Mailbox
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Microwave
Range
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,523
Parcel #
32-25-31-0943-0001-1940

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Center Lake On The Park
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
7,229 sqft
LandscapedSidewalkPaved
HOA
$64/mo
Atomos Living / Joey Arroy

Price history

Date
Event
Price
7/22/2026
Price change
Source: Stellar MLS #O6397801
$619,990-4.6%
$199/sqft
-
Price change
Source: Stellar MLS #O6397801
$649,990-1.5%
$208/sqft
4/10/2026
Listed for sale
Source: Stellar MLS #O6397801
$659,990
$212/sqft

Neighborhood

1314 Hyde St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $619,990
$615,000 – $619,990
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 183 after a $40,000 cut.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,901/mo
Principal & interest$3,233
Property taxes$294
Insurance$310
HOA$64
Down payment20% · $123,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$619,990

$199 per sq ft

Beds and baths

5 beds, 5 baths

Size

3,120 sq ft

Time on market

183 days

Year built

2026

Monthly payment

About $3,901/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,523 annual tax bill, insurance, and the $64/mo HOA fee.

HOA fee

$64/mo

Managed by Atomos Living / Joey Arroy.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS ADVANTAGE REALTYListing agent: Stacie Brown KellyListing data from Stellar MLS, MLS# O6397801.

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