

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- CENTER LAKE ON THE PARK
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$64/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
1314 Hyde St is a 2026-built home in Center Lake On The Park, St Cloud. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,120 square feet of living space. Listed at $619,990 (about $199/sqft), 183 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $64 monthly.
Under Construction. Located at 1314 Hyde Street in Saint Cloud, Florida, this spacious two-story home offers over 3,100 square feet of thoughtfully designed living space with 5 bedrooms, 4.5 bathrooms, and a 3-car garage. A welcoming foyer leads into an open main living area where the family room, breakfast nook, and kitchen flow seamlessly together—ideal for everyday living and entertaining alike. Just off the family room, an extended covered lanai invites you to enjoy Florida’s indoor-outdoor lifestyle. The first floor also features a formal dining room and a private bedroom with a full bath, perfect for guests or a flexible home office. Upstairs, the owner’s suite serves as a relaxing retreat with a spacious bedroom, walk-in closet, and a well-appointed en-suite bath. Three additional bedrooms, multiple full baths, and a centrally located laundry room provide comfort and convenience, while a large loft offers flexible space for movie nights, a playroom, or casual lounge. Situated in Saint Cloud, this home combines a functional, family-friendly layout with access to Central Florida conveniences, outdoor recreation, and everyday essentials—making 1314 Hyde Street an ideal place to call home.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$619,990
$199 per sq ft
Beds and baths
5 beds, 5 baths
Size
3,120 sq ft
Time on market
183 days
Year built
2026
Monthly payment
About $3,901/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,523 annual tax bill, insurance, and the $64/mo HOA fee.
HOA fee
$64/mo
Managed by Atomos Living / Joey Arroy.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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