Overview
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About this home
4539 Calumet Dr is a 2018-built home in Gramercy Farms Ph 4, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,339 square feet of living space. Listed at $465,000 (about $199/sqft), 110 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $95 annually.
3-car garage. 3 full baths. Oversized lot with no rear neighbors. This 2018 Highland Homes Westin plan (2,339 sqft) delivers an open-concept layout with tile throughout, a chef-inspired kitchen with granite, island, and walk-in pantry, and a primary suite tucked privately at the back — updated soaking tub, dual vanities, walk-in shower. The covered, tiled lanai overlooks a fully fenced backyard. Plus a den/flex room for office or playroom, formal dining, and a tankless water heater. HOA is only $95/year, near top-rated schools, shopping, and major roadways. Schedule your private showing today!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$465,000
$199 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,339 sq ft
Time on market
110 days
Year built
2018
Monthly payment
About $3,220/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,650 annual tax bill, insurance, and the $95/yr HOA fee.
HOA fee
$95/yr
Managed by Gramercy Farms HOA.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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