Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- BRACK BRANCH
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$93/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
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11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
1991 Horsetail Dr is a 2026-built home in Brack Branch, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,004 square feet of living space. Listed at $463,490 (about $231/sqft), 29 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $278.5 quarterly.
Virtually Staged. Under Construction. **DECEMBER DELIVERY!** MAIN LEVEL LIVING**Discover the Seaton II at Brack Ranch, Lot 277, located at 1991 Horsetail Dr. This single-level home offers 4 bedrooms, 3 baths, 2,004 sq. ft., a 2-car garage, open kitchen and family room design, covered lanai, main-level primary suite, GE stainless steel appliances, refrigerator, stacked washer and dryer, and smart everyday storage. Brack Ranch offers the perfect St. Cloud setting near Orlando, shopping, dining, recreation, major roadways, and the airport, with community amenities including a resort-style pool, clubhouse/cabana, playground, dog park, and scenic trails. Enjoy a lifestyle built for relaxing, gathering, and connecting close to everything you need. Photos shown are of a similar home and are for illustrative purposes only. Opportunities are limited—schedule your tour today and ask about current incentives!
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$463,490
$231 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,004 sq ft
Time on market
29 days
Year built
2026
Monthly payment
About $3,166/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,098 annual tax bill, insurance, and the $278.5/qtr HOA fee.
HOA fee
$278.5/qtr
Managed by Empire Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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