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About this home
3969 Eternity Cir is a 2013-built home in Esprit, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,859 square feet of living space. Listed at $365,000 (about $196/sqft), 79 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,020 annually.
Virtually Staged. Motivated Seller! **Move-in ready 4 bedroom, 2 bathroom home in the desirable Esprit community with no rear neighbors!** This well-maintained home features **brand new luxury vinyl plank flooring (June 2026)** and a bright open floor plan with a split bedroom layout. **The standout feature is the custom-built outdoor kitchen,** complete with a **wood-fired brick pizza oven, built-in sink, and prep space,** making it the perfect space for entertaining. The **screened lanai, fully fenced backyard, and no rear neighbors** provide privacy and room to enjoy Florida living. Inside, the kitchen offers **granite countertops, a large island with seating, pantry, recessed lighting, and all appliances included.** The open layout flows seamlessly into the living and dining areas. The spacious primary suite features a walk-in closet, garden tub, and separate walk-in shower, while three additional bedrooms provide flexibility for family, guests, or a home office. Built by Ryland Homes with energy-efficient features, this home also includes a **2013 roof, 2013 HVAC, and 2020 water heater.** Residents of Esprit enjoy a **community pool, playground, walking trails, low HOA,** and convenient access to Florida's Turnpike, shopping, dining, and Orlando attractions. **Schedule your private showing today!**
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$365,000
$196 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,859 sq ft
Time on market
79 days
Year built
2013
Monthly payment
About $2,647/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,706 annual tax bill, insurance, and the $1,020/yr HOA fee.
HOA fee
$1,020/yr
Managed by Access Mgmt~ Stephanie DiDomenico.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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