1418 Flatwood St, photo 1
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Overview

4 bd2 ba1,838 sqft2 car garageSingle Family
TypeSingle Family
HOA$99/mo
Built2022
Lot5,663 sqft
Living area1,838 sqft
Price / sqft$267
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Crown MoldingLiving Room/Dining Room ComboSolid Surface CountersWalk-in Closet(s)DishwasherRange Hood

1418 Flatwood St is a 2022-built home in Wiregrass Ph 2, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,838 square feet of living space. Listed at $490,000 (about $267/sqft), 16 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $99 monthly.

From the listing

Short Sale. Welcome to 1418 Flatwood Street, a beautifully maintained 4-bedroom, 2-bath home in the desirable Wiregrass community of St. Cloud. Built in 2022, this move-in-ready residence offers the modern design and energy-efficient features buyers are looking for without the wait of new construction. The open floor plan creates a comfortable flow between the spacious living areas, dining space, and kitchen, making the home equally suited for everyday living and entertaining. The kitchen features a contemporary layout. The primary suite offers a private retreat, while three additional bedrooms provide flexibility for family, guests, a home office, or other needs. The attached two-car garage provides convenient parking and storage. Located in growing St. Cloud with convenient access toward Narcoossee, Lake Nona, major employment centers, shopping, dining, and Central Florida attractions. This is an excellent opportunity to own a newer home with valuable upgrades already in place. Schedule your private showing and see everything 1418 Flatwood Street has to offer.

The essentials

Built
2022
Price / sqft
$267
On market
16 days
Annual tax
$4,946
HOA
$99/mo
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Water views
Water
2 car garage
5,663 sqft lot
Lot size
1,838 sqft
Living area

Payment

Est. monthly payment
$3,312/mo
Down payment (20%)
$98,000
Property taxes
$412/mo
HOA
$99/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
5,663 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
16
Crown Molding
Living Room/Dining Room Combo
Solid Surface Counters
Walk-in Closet(s)
Dishwasher
Range Hood
Flood Zone X
Annual Tax (2025)
$4,946
Parcel #
16-25-31-5525-0001-2320

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Wiregrass Ph 2
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
5,663 sqft
HOA
$99/mo
Wiregrass Homeowners Association Inc.

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #S5158197
$490,000
$267/sqft

Neighborhood

1418 Flatwood St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $490,000
$487,500 – $490,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 16.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,312/mo
Principal & interest$2,556
Property taxes$412
Insurance$245
HOA$99
Down payment20% · $98,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$490,000

$267 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,838 sq ft

Time on market

16 days

Year built

2022

Monthly payment

About $3,312/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,946 annual tax bill, insurance, and the $99/mo HOA fee.

HOA fee

$99/mo

Managed by Wiregrass Homeowners Association Inc..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPROPERTY OUTLET INTERNATIONALListing agent: Jose OrtizListing data from Stellar MLS, MLS# S5158197.

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