3636 Bristol Cove Ln, photo 1
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Overview

4 bd3 ba2,585 sqft2 car garageSingle Family
TypeSingle Family
HOA$141/qtr
Built2007
Lot10,280 sqft
Living area2,585 sqft
Price / sqft$190
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)PlaygroundDryerMicrowaveRefrigeratorTrash CompactorWasher

3636 Bristol Cove Ln is a 2007-built home in Bristol Cove At Deer Creek Ph 1, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,585 square feet of living space. Listed at $490,000 (about $190/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $141 quarterly.

From the listing

Beautifully Upgraded Pond-Front Corner-Lot Home in St. Cloud! This spacious home sits on a ¼-acre corner lot with peaceful pond views, abundant wildlife, and a serene backdrop where deer and birds including egrets, herons, cranes and even bald eagles are frequent visitors. The oversized lot offers plenty of room for a pool and expansive outdoor living area. Inside, enjoy granite countertops throughout the kitchen, a large island, custom bathroom countertops, electronic front-door locking system, upgraded wrought-iron stair railings, and a huge primary suite with an extra-large walk-in closet. Dual A/C systems provide individual thermostat control; the upstairs system was replaced in 2024 and both systems were serviced/reconditioned in August 2025. Additional features include a whole-house alarm, gutters, deep laundry sink, water-softener-ready plumbing, reverse-osmosis-ready drinking water system, and insulated underlayment beneath the tile for enhanced cooling comfort. The roof was replaced in October 2018 and other recent improvements include a new garbage disposal (June 2026), new garage door rollers and spring conditioning (2026), plus professionally trimmed oak and palm trees and fresh mulch. Exterior of the home was completely repainted in 2025 and for your convenience the carpet and tile and grout throughout will be professionally deep steam cleaned, sanitized and deodorized, with carpets scotchguarded, grout sealed, exterior and driveway pressure washed, and the HVAC system and home treated as part of a thorough preventive maintenance process prior to possession. Enjoy tranquil pond-front living while remaining conveniently close to St. Cloud's shopping, dining, parks, schools, outdoor recreation and community amenities, with easy access to major roadways and Central Florida's world-famous family attractions.

The essentials

Built
2007
Price / sqft
$190
On market
46 days
Annual tax
$2,063
HOA
$141/qtr
Flood zone
X · Low risk
Lot
10,280 sqft
Type
Single Family Residence

At a glance

Single family
Built 2007
2 car garage
10,280 sqft lot
Lot size
2,585 sqft
Living area

Payment

Est. monthly payment
$3,020/mo
Down payment (20%)
$98,000
Property taxes
$172/mo
HOA
$141/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2007
Lot
10,280 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
46
Ceiling Fans(s)
Playground
Dryer
Microwave
Refrigerator
Trash Compactor
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,063
Parcel #
26-26-30-0053-0001-1820

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bristol Cove At Deer Creek Ph 1
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
10,280 sqft
HOA
$141/qtr
Don Asher- Michelle Ramos

Price history

Date
Event
Price
8/25/2026
Listed for sale
Source: Stellar MLS #S5156142
$490,000
$190/sqft

Neighborhood

3636 Bristol Cove Ln
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $490,000
$487,500 – $490,000
99.5% – 100% of listTops out right at the list price
80% of listList price
234 of the last 373 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 46.

Sample: 373 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,019/mo
Principal & interest$2,556
Property taxes$172
Insurance$245
HOA$47
Down payment20% · $98,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$490,000

$190 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,585 sq ft

Time on market

46 days

Year built

2007

Monthly payment

About $3,020/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,063 annual tax bill, insurance, and the $141/qtr HOA fee.

HOA fee

$141/qtr

Managed by Don Asher- Michelle Ramos.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byNABE REALTYListing agent: Joaquin ZangronisListing data from Stellar MLS, MLS# S5156142.

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