6430 Pine Warbler, photo 1
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Overview

4 bd3 ba2,403 sqft2 car garageSingle Family
TypeSingle Family
HOA$88/mo
Built2024
Lot3,996 sqft
Living area2,403 sqft
Price / sqft$170
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Solid Surface CountersSolid Wood CabinetsWalk-in Closet(s)LightingDog ParkPlaygroundDishwasherMicrowave

6430 Pine Warbler is a 2024-built home in Pine Glen Ph 4, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,403 square feet of living space. Listed at $409,000 (about $170/sqft), 76 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $88 monthly.

From the listing

Welcome to this spacious Glenwood floor plan featuring four bedrooms, three bathrooms, and a two-car garage. Designed for comfortable living and entertaining, the open-concept layout offers a chef-inspired kitchen with a large island, ample counter space, and a cozy breakfast nook, along with a separate formal dining room. Upstairs, you'll find a conveniently located laundry room and a generous owner's suite complete with a large walk-in closet, dual vanities, and a walk-in shower. The additional bedrooms provide plenty of space for family, guests, or a home office. Located in the desirable Pine Glen community in St. Cloud, residents enjoy amenities including a playground, picnic area, sports courts, and a dog park, all while being conveniently situated just off US Highway 192 with easy access to Lake Nona, Orlando, shopping, dining, entertainment, and highly rated local schools.

The essentials

Built
2024
Price / sqft
$170
On market
76 days
Annual tax
$5,410
HOA
$88/mo
Flood zone
X · Low risk
Lot
3,996 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2 car garage
3,996 sqft lot
Lot size
2,403 sqft
Living area

Payment

Est. monthly payment
$2,876/mo
Down payment (20%)
$81,800
Property taxes
$451/mo
HOA
$88/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
3,996 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
76
Solid Surface Counters
Solid Wood Cabinets
Walk-in Closet(s)
Lighting
Dog Park
Playground
Dishwasher
Microwave
Range
Elementary
Harmony Community School (K-5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,410
Parcel #
14-26-31-4726-0001-0180

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pine Glen Ph 4
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
3,996 sqft
HOA
$88/mo
HOA

Price history

Date
Event
Price
7/31/2026
Listed for sale
Source: Stellar MLS #S5155200
$409,000
$170/sqft

Neighborhood

6430 Pine Warbler
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $409,000
$407,500 – $409,000
99.5% – 100% of listTops out right at the list price
80% of listList price
305 of the last 471 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 76.

Sample: 471 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,876/mo
Principal & interest$2,133
Property taxes$451
Insurance$205
HOA$88
Down payment20% · $81,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$409,000

$170 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,403 sq ft

Time on market

76 days

Year built

2024

Monthly payment

About $2,876/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,410 annual tax bill, insurance, and the $88/mo HOA fee.

HOA fee

$88/mo

Managed by HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byROYAL REALTY REAL ESTATE, LLCListing agent: Javier PenaListing data from Stellar MLS, MLS# S5155200.

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