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Overview

2 bd2 ba704 sqftSingle Family
TypeSingle Family
HOANone listed
Built1962
Lot6,403 sqft
Living area704 sqft
Price / sqft$249

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About this home

NingunoStorageCooktopExhaust FanTankless Water Heater

1626 Gar St is a 1962-built home in Pine Grove Park, St Cloud. Inside you'll find 2 bedrooms, 2 bathrooms, and 704 square feet of living space. Listed at $175,000 (about $249/sqft), 60 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Cozy updated home with vinyl plank flooring, two full bathrooms, newer cabinets, tankless water heater, and a spacious layout. Move-in ready. Relax on your front porch, use the carport, and enjoy the shed. No HOA.

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The essentials

Built
1962
Price / sqft
$249
On market
60 days
Annual tax
$3,394
Flood zone
AE
Lot
6,403 sqft
Type
Single Family Residence

At a glance

Single family
Built 1962
6,403 sqft lot
Lot size
704 sqft
Living area

Payment

Est. monthly payment
$1,283/mo
Down payment (20%)
$35,000
Property taxes
$283/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1962
Lot
6,403 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
60
Ninguno
Storage
Cooktop
Exhaust Fan
Tankless Water Heater
Elementary
Harmony Community School (K-5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$3,394
Parcel #
02-26-31-4720-0001-1020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pine Grove Park
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,403 sqft

Price history

Date
Event
Price
9/26/2026
Price change
Source: Stellar MLS #S5155665
$175,000-2.8%
$249/sqft
8/13/2026
Listed for sale
Source: Stellar MLS #S5155665
$180,000
$256/sqft

Neighborhood

1626 Gar St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $175,000
$175,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 60 after a $5,000 cut.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,283/mo
Principal & interest$913
Property taxes$283
Insurance$88
Down payment20% · $35,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$175,000

$249 per sq ft

Beds and baths

2 beds, 2 baths

Size

704 sq ft

Time on market

60 days

Year built

1962

Monthly payment

About $1,283/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,394 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byJMP REALTY, INC.Listing agent: Janne PenaListing data from Stellar MLS, MLS# S5155665.

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