2781 King Oak Cir, photo 1
Active
1 / 20

Overview

2 bd2 ba962 sqftTownhouse
TypeTownhouse
HOA$129/mo
Built1988
Lot1,612 sqft
Living area962 sqft
Price / sqft$239

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsSidewalkStorageDishwasherDisposalElectric Water HeaterMicrowave

2781 King Oak Cir is a 1988-built home in King Oak Villas Ph 1 1st Add, St Cloud. Inside you'll find 2 bedrooms, 2 bathrooms, and 962 square feet of living space. Listed at $229,999 (about $239/sqft), 52 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $129 monthly.

From the listing

Virtually Staged. Renovated 2-Bed, 2-Bath Villa in King Oak Villas! Looking for a move-in-ready Florida villa? This one is worth a look! This fully renovated 2-bedroom, 2-bath home has a brand-new kitchen, updated master bathroom shower, new flooring, and fresh paint throughout. The open living and dining area has vaulted ceilings, giving the home a bright and spacious feel. Both bedrooms have their own private bathrooms, and the screened-in lanai is the perfect spot to enjoy the beautiful Florida weather. Big-ticket updates are already done for you — roof replaced in 2023, A/C in 2021, and new appliances in 2023. You'll also have access to 2 community pools, with shops, restaurants, and schools nearby. Plus, you're just a short drive from Orlando International Airport, the major theme parks, and 4 MINUTES from Florida's Turnpike. Great location, great updates, and ready for its next owner. Come take a look before it's gone!

The essentials

Built
1988
Price / sqft
$239
On market
52 days
Annual tax
$3,369
HOA
$129/mo
Flood zone
X · Low risk
Lot
1,612 sqft
Type
Townhouse

At a glance

Townhouse
Built 1988
1,612 sqft lot
Lot size
962 sqft
Living area

Payment

Est. monthly payment
$1,725/mo
Down payment (20%)
$46,000
Property taxes
$281/mo
HOA
$129/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1988
Lot
1,612 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
52
Ceiling Fans(s)
High Ceilings
Sidewalk
Storage
Dishwasher
Disposal
Electric Water Heater
Microwave
Refrigerator
Elementary
Neptune Elementary
Middle
St. Cloud Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$3,369
Parcel #
09-26-30-0034-0001-0460

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
King Oak Villas Ph 1 1st Add
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
1,612 sqft
HOA
$129/mo
Robert Perez

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #S5156107
$229,999-0.9%
$239/sqft
-
Price change
Source: Stellar MLS #S5156107
$231,999-5.3%
$241/sqft
8/21/2026
Listed for sale
Source: Stellar MLS #S5156107
$244,999
$255/sqft

Neighborhood

2781 King Oak Cir
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $229,999
$229,999
99.5% – 100% of listTops out right at the list price
80% of listList price
27 of the last 39 townhouse or villa closings in 34769 landed at this number or higher (69%). The median one sat 60 days before it went under contract, and this one is on day 52 after a $15,000 cut.

Sample: 39 closed townhouse or villa sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,724/mo
Principal & interest$1,200
Property taxes$281
Insurance$115
HOA$129
Down payment20% · $46,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$229,999

$239 per sq ft

Beds and baths

2 beds, 2 baths

Size

962 sq ft

Time on market

52 days

Year built

1988

Monthly payment

About $1,725/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,369 annual tax bill, insurance, and the $129/mo HOA fee.

HOA fee

$129/mo

Managed by Robert Perez.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCANAAN SIGNATURE REALTYListing agent: Luis SalamanListing data from Stellar MLS, MLS# S5156107.

Keep exploring Florida

Pick up where you left off, or see what else is out there.