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Overview

3 bd2 ba2,024 sqft2 car garageSingle Family
TypeSingle Family
HOA$704/yr
Built2005
Lot14,505 sqft
Living area2,024 sqft
Price / sqft$235
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSolid Wood CabinetsThermostat

5689 Merlin Way is a 2005-built home in Camelot Unit 4, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,024 square feet of living space. Listed at $474,950 (about $235/sqft), 55 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $704 annually.

From the listing

Virtually Staged. Welcome to 5689 Merlin Way located in the sought out gated community of Camelot. A beautifully maintained, move-in-ready home that blends comfortable everyday living with inviting spaces designed to be enjoyed. This inviting 3-bedroom, 2-bath home offers a dining room, versatile flex space, and an open-concept kitchen and living area that creates an easy flow from room to room, while the privately situated primary retreat offers a peaceful place to unwind. Upgrades include luxury vinyl plank flooring, recessed lighting, modern ceiling fans, plantation shutters, a whole-house water filtration system (2019), driveway pavers and roof (2021), transferable roof warranty through 2028, rain gutters, and A/C (2017). French doors lead out to the tiled, screened rear porch, opening onto an expansive patio with plenty of space to relax, gather, and enjoy outdoor living. The backyard is enclosed with fully aluminum fencing and equipped with an irrigation system plenty of room to make it your own. Thoughtfully designed for both everyday moments and entertaining, this home offers the kind of versatility that makes settling in feel effortless. Whether you're enjoying a quiet morning, hosting friends, or simply taking advantage of the Florida lifestyle, the indoor and outdoor spaces give you room to make the home your own. Located in St. Cloud, this property offers the opportunity to enjoy a comfortable home in a well-established residential setting. Come see this gem for yourself you may just find the one you've been waiting for. Schedule your showing today before someone else gets there first!

The essentials

Built
2005
Price / sqft
$235
On market
55 days
Annual tax
$6,324
HOA
$704/yr
Flood zone
X · Low risk
Lot
14,505 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
2 car garage
Driveway
0.33 acres
Lot size
2,024 sqft
Living area

Payment

Est. monthly payment
$3,300/mo
Down payment (20%)
$94,990
Property taxes
$527/mo
HOA
$704/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
14,505 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
55
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Private Yard
Rain Gutters
Sidewalk
Gated Community - No Guard
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,324
Parcel #
23-26-30-0032-0001-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Camelot Unit 4
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
14,505 sqft
HOA
$704/yr
Camelot - Empire Mgmt Group

Price history

Date
Event
Price
8/20/2026
Listed for sale
Source: Stellar MLS #S5155950
$474,950
$235/sqft

Neighborhood

5689 Merlin Way
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $474,950
$472,500 – $474,950
99.5% – 100% of listTops out right at the list price
80% of listList price
236 of the last 381 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 55.

Sample: 381 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,301/mo
Principal & interest$2,477
Property taxes$527
Insurance$237
HOA$59
Down payment20% · $94,990
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$474,950

$235 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,024 sq ft

Time on market

55 days

Year built

2005

Monthly payment

About $3,300/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,324 annual tax bill, insurance, and the $704/yr HOA fee.

HOA fee

$704/yr

Managed by Camelot - Empire Mgmt Group.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS ADVANTAGE IIIListing agent: Melanie TejedaListing data from Stellar MLS, MLS# S5155950.

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