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About this home
1359 Shipwreck Ln is a 1995-built home in Shelter Cove, St Cloud. Inside you'll find 1 bedrooms, 1 bathrooms, and 402 square feet of living space. Listed at $125,000 (about $311/sqft), 46 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $178 monthly.
Looking for the perfect Florida winter getaway or looking to downsize and live a little smaller? This adorable cottage in the gated Shelter Cove Resort offers the relaxed Florida lifestyle you’ve been dreaming about—without giving up comfort, privacy, or outdoor living. This charming 1-bedroom, 1-bath cottage is tucked away in a peaceful setting within this beautiful lakefront community on Lake Center, part of the Alligator Chain of Lakes. And one of the best features is the large screened-in porch—the perfect place to sip your morning coffee, enjoy an afternoon cocktail, read a book, or simply relax and take in the peaceful surroundings. Step outside to your private backyard, offering a wonderful outdoor space for entertaining, gardening, grilling, or simply enjoying the Florida sunshine. The screened porch and private yard create an inviting extension of the living space and make outdoor living easy. ** FLORIDA LIVING AT ITS BEST** Shelter Cove RV Resort community has 150 acres to enjoy, offers a unique combination of lakefront living, wooded walking trails, golf cart friendly, and a relaxed resort atmosphere. Bring your boat and fishing gear and enjoy access to the beautiful Alligator Chain of Lakes, or spend your days relaxing around the community pool and enjoying the friendly, social atmosphere. Features include: Charming 1-bedroom, 1-bath cottage Large screened-in porch—ideal for year-round outdoor living Private backyard for added peace and privacy Located in a gated lakefront community Access to the scenic Alligator Chain of Lakes Community pool and recreational amenities Golf-cart-friendly community Beautiful wooded and natural surroundings Ideal snowbird retreat, vacation home, investment property, or full-time residence And when you're ready to explore, you're conveniently located near shopping, restaurants, beaches, and Central Florida's world-famous attractions. Publix, Winn-Dixie, Walgreens and everyday conveniences are a few miles away, while Walmart, restaurants and additional shopping are only a few miles away. Cocoa Beach and Melbourne are approximately 40 minutes away, and Disney, Universal Studios and SeaWorld are all within easy reach. TRADE SNOW FOR SUNSHINE! Imagine spending your winters in Florida instead of shoveling snow—morning coffee on your screened porch, afternoons by the lake, fishing, boating, and evenings enjoying the beautiful Florida weather. Whether you're searching for an affordable snowbird escape or your own little piece of Florida paradise, this cute cottage offers the opportunity to enjoy the laid-back lake lifestyle you've been looking for. Pack your flip-flops, leave the snow behind, and start enjoying Florida! Schedule your private showing today!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$125,000
$311 per sq ft
Beds and baths
1 beds, 1 baths
Size
402 sq ft
Time on market
46 days
Year built
1995
Monthly payment
About $971/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $936 annual tax bill, insurance, and the $178/mo HOA fee.
HOA fee
$178/mo
Managed by Sentry Management /Bridgette Shearin.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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