694 Michigan CT #3, photo 1
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Overview

2 bd1 ba784 sqftCondominium
TypeCondominium
Condo dues$300/mo
Built1972
Living area784 sqft
Price / sqft$210

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

NingunoMicrowaveRangeRefrigerator

694 Michigan CT #3 is a 1972-built home in Palm Gardens Condo, St Cloud. Inside you'll find 2 bedrooms, 1 bathrooms, and 784 square feet of living space. Listed at $165,000 (about $210/sqft), 252 days on market. Flood zone None - confirm flood insurance requirements with your lender. Condo dues run $300 monthly.

From the listing

This amazing and inviting two-bedroom, one-bathroom apartment offers a comfortable and convenient living space for you. This condominium is ideally situated in a desirable neighborhood, with easy access to schools, shopping centers, dining options, and parks.

The essentials

Built
1972
Price / sqft
$210
On market
252 days
Annual tax
$1,976
Condo dues
$300/mo
Flood zone
NONE
Type
Condominium

At a glance

Payment

Est. monthly payment
$1,408/mo
Down payment (20%)
$33,000
Property taxes
$165/mo
Condo dues
$300/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1972
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
252
Ninguno
Microwave
Range
Refrigerator
Flood Zone None
Annual Tax (2025)
$1,976
Parcel #
11-26-30-0609-0694-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Gardens Condo
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
-
Condo dues
$300/mo
On Records

Price history

Date
Event
Price
4/18/2026
Price change
Source: Stellar MLS #O6379917
$165,000+26.9%
$210/sqft
2/4/2026
Listed for sale
Source: Stellar MLS #O6379917
$130,000
$166/sqft

Neighborhood

694 Michigan CT #3
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $165,000
$165,000
99.5% – 100% of listTops out right at the list price
80% of listList price
9 of the last 14 condo closings in 34769 landed at this number or higher (64%). The median one sat 59 days before it went under contract, and this one is on day 252.

Sample: 14 closed condo sales in 34769 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,408/mo
Principal & interest$861
Property taxes$165
Insurance$83
HOA$300
Down payment20% · $33,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$165,000

$210 per sq ft

Beds and baths

2 beds, 1 baths

Size

784 sq ft

Time on market

252 days

Year built

1972

Monthly payment

About $1,408/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,976 annual tax bill, insurance, and $300/mo in condo dues.

Condo dues

$300/mo

Managed by On Records.

Flood zone

Zone NONE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byTREASURE PROPERTY GROUP LLCListing agent: Luban QuicenoListing data from Stellar MLS, MLS# O6379917.

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