1000 Seneca Trl, photo 1
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Overview

4 bd3 ba2,012 sqft2 car garageSingle Family
TypeSingle Family
HOA$80/mo
Built2005
Lot11,282 sqft
Living area2,012 sqft
Price / sqft$199
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorSplit BedroomLightingRain Gutters

1000 Seneca Trl is a 2005-built home in Indian Lakes Ph 5 & 6, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,012 square feet of living space. Listed at $399,900 (about $199/sqft), 47 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $80 monthly.

From the listing

Welcome to this spacious 4-bedroom, 3-bath home with over 2,000 sq. ft. of living space in the desirable Idian Lakes community of St. Cloud. Major updates include a NEW ROOF (2026), A/C (2024), NEW CARPET (2025), and FRESH PAINT (2024). This single-story home features high ceilings, abundant natural light, a functional floor plan, and a 2-car garage. The oversized lot provides a spacious backyard and covered patio, offering plenty of room to relax, entertain, and enjoy Florida living. Community amenities include a pool, playground, and tennis courts, plus NO CDD. Conveniently located near Florida’s Turnpike with easy access to shopping, dining, Orlando, and Orlando International Airport. Major updates, generous living space, and a large backyard make this home a must-see. Schedule your private showing today!

The essentials

Built
2005
Price / sqft
$199
On market
47 days
Annual tax
$3,306
HOA
$80/mo
Flood zone
X · Low risk
Lot
11,282 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
2 car garage
0.26 acres
Lot size
2,012 sqft
Living area

Payment

Est. monthly payment
$2,641/mo
Down payment (20%)
$79,980
Property taxes
$275/mo
HOA
$80/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
11,282 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
47
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Split Bedroom
Lighting
Rain Gutters
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,306
Parcel #
14-26-30-0048-0001-2250

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indian Lakes Ph 5 & 6
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
11,282 sqft
LandscapedLevelSidewalkPaved
HOA
$80/mo
Kaitlyn Marshall

Price history

Date
Event
Price
10/11/2026
Pending sale
Source: Stellar MLS #S5156767
$399,900
$199/sqft
8/28/2026
Listed for sale
Source: Stellar MLS #S5156767
$399,900
$199/sqft

Neighborhood

1000 Seneca Trl
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $399,900
$397,500 – $399,900
99.5% – 100% of listTops out right at the list price
80% of listList price
236 of the last 381 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 47.

Sample: 381 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,641/mo
Principal & interest$2,086
Property taxes$275
Insurance$200
HOA$80
Down payment20% · $79,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,900

$199 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,012 sq ft

Time on market

47 days

Year built

2005

Monthly payment

About $2,641/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,306 annual tax bill, insurance, and the $80/mo HOA fee.

HOA fee

$80/mo

Managed by Kaitlyn Marshall.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLA ROSA REALTY KISSIMMEEListing agent: Michelle FariaListing data from Stellar MLS, MLS# S5156767.

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