4594 Hickory Tree Rd, photo 1
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Overview

4 bd3 ba3,504 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2005
Lot208,217 sqft
Living area3,504 sqft
Price / sqft$428
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Attic VentilatorCathedral Ceiling(s)Ceiling Fans(s)Central VaccumChair RailEat-in KitchenHigh CeilingsKitchen/Family Room Combo

4594 Hickory Tree Rd is a 2005-built home in S L & I C, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,504 square feet of living space. Listed at $1,499,999 (about $428/sqft), 33 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

NO HOA + NO CDD + LARGE HOUSE, LARGE SHOP, PRIVATE POOL ON ALMOST 5 ACRES = PRICELESS! You do not find this often! JUMP NOW BEFORE IT'S TO LATE! PRIVATE COUNTRY LIVING ON ALMOST 5 ACRES! 40 x 64 warehouse/shop, perfect for a home business. Private pool with waterfall for hot summer days! One 50 amp RV hook-up. Discover the space, privacy, and freedom that come with this beautiful 4 bedroom, 3 bath single-family pool home situated on approximately 4.78 acres in St. Cloud. With nearly 3504 square feet of living space, this property offers plenty of room for family, hobbies, vehicles, toys, horses, and all the extras that come with an acreage lifestyle. Roof replaced (2017), propane tankless hot water heater, propane fireplace. Pre-plumbed propane line for whole house generator. Split air in garage/game room. Enjoy the peace and tranquility of your own private property while still being conveniently located in the growing St. Cloud area. The expansive acreage provides endless possibilities for outdoor enjoyment, gardening, recreational activities, animals, additional structures, or simply enjoying the space and privacy that are becoming increasingly hard to find. A rare opportunity to own a spacious home with nearly 5 acres in St. Cloud! As always, we recommend verifying all room measurements to ensure accuracy. Need more room, there is a 2nd property for sale next door, great for extended family! Great opportunity!

The essentials

Built
2005
Price / sqft
$428
On market
33 days
Annual tax
$7,500
Flood zone
X · Low risk
Lot
208,217 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Waterfront
Pond
Private pool
Heated
2 car garage
Converted Garage
4.78 acres
Lot size

Payment

Est. monthly payment
$9,198/mo
Down payment (20%)
$300,000
Property taxes
$625/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
208,217 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Converted Garage, Garage Faces Side, Golf Cart Parking, Ground Level, Guest, Off Street, Open, Oversized, Parking Pad, RV Access/Parking
Pool
Deck, Gunite, Heated, In Ground, Lighting, Screen Enclosure
Waterfront
Pond
Days on Market
33
Attic Ventilator
Cathedral Ceiling(s)
Ceiling Fans(s)
Central Vaccum
Chair Rail
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Dog Run
Garden
Lighting
Permeable Paving
Private Entrance
Rain Gutters
Sidewalk
Storage
Built-in Oven
Cooktop
Dishwasher
Disposal
Microwave
Range Hood
Refrigerator
Tankless Water Heater
Water Softener
Whole House R.o. System
Wine Refrigerator
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,500
Parcel #
04-27-31-4950-0001-0090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
S L & I C
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
208,217 sqft
ClearedFarmLandscapedLevelOversized LotPasturePrivateUnpavedUnincorporatedZoned for Horses

Price history

Date
Event
Price
9/11/2026
Listed for sale
Source: Stellar MLS #S5157195
$1,499,999
$428/sqft

Neighborhood

4594 Hickory Tree Rd
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $1,499,999
$1.49M – $1.50M
99.5% – 100% of listTops out right at the list price
80% of listList price
237 of the last 383 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 33.

Sample: 383 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,198/mo
Principal & interest$7,823
Property taxes$625
Insurance$750
Down payment20% · $300,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,499,999

$428 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,504 sq ft

Time on market

33 days

Year built

2005

Monthly payment

About $9,198/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,500 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCORCORAN CONNECT LLCListing agent: Jeanine CorcoranListing data from Stellar MLS, MLS# S5157195.

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