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Overview

2 bd2 ba1,431 sqft2 car garageHalf Duplex
TypeHalf Duplex
HOANone listed
Built1973
Lot5,619 sqft
Living area1,431 sqft
Price / sqft$161
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Split BedroomPrivate MailboxSidewalkStreet LightsDishwasherElectric Water HeaterRange

609 Jersey Ave is a 1973-built home in St Cloud 2nd Town Of, St Cloud. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,431 square feet of living space. Listed at $230,000 (about $161/sqft), 31 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

BACK TO THE MARKET!!!!! INVESTOR OPPORTUNITY IN ST. CLOUD! This 3-bedroom, 2-bath half duplex with a private pool and bonus room offers 1,431 square feet of living space, plus an attached 2-car garage, in a convenient St. Cloud location. The functional layout features a split-bedroom floor plan, spacious living room, separate dining area, kitchen with breakfast bar and pantry, and a versatile bonus room that can be used as an office, flex space, game room, or additional living area. Outside, enjoy a screened patio overlooking the private pool—a standout feature that can add appeal for future tenants or resale. Conveniently located near shopping, major roadways, and the East Lake Tohopekaliga area, this property offers strong potential for an investor looking to add value in Central Florida. Property is being sold AS-IS, giving the next owner the opportunity to renovate, improve, and maximize its potential. Whether you’re considering a long-term rental, renovation and resale, or your next investment project, this St. Cloud property offers location, space, a pool, and plenty of possibilities.mbination of indoor space, private pool, garage, and central St. Cloud location, this property offers plenty of possibilities for its next owner. More pictures are coming soon!!!

The essentials

Built
1973
Price / sqft
$161
On market
31 days
Annual tax
$896
Flood zone
X · Low risk
Lot
5,619 sqft
Type
Half Duplex

At a glance

Multi-family
Built 1973
Private pool
In Ground
2 car garage
5,619 sqft lot
Lot size
1,431 sqft
Living area

Payment

Est. monthly payment
$1,390/mo
Down payment (20%)
$46,000
Property taxes
$75/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Half Duplex
Year Built
1973
Lot
5,619 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground
Days on Market
31
Ceiling Fans(s)
Split Bedroom
Private Mailbox
Sidewalk
Street Lights
Dishwasher
Electric Water Heater
Range
Range Hood
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$896
Parcel #
01-26-30-0001-0039-0180

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St Cloud 2nd Town Of
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
5,619 sqft

Price history

Date
Event
Price
9/17/2026
Listed for sale
Source: Stellar MLS #S5157857
$230,000
$161/sqft

Neighborhood

609 Jersey Ave
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $230,000
$230,000
99.5% – 100% of listTops out right at the list price
80% of listList price
92 of the last 160 home closings in 34769 landed at this number or higher (58%). The median one sat 37 days before it went under contract, and this one is on day 31.

Sample: 160 closed home sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,389/mo
Principal & interest$1,200
Property taxes$75
Insurance$115
Down payment20% · $46,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$230,000

$161 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,431 sq ft

Time on market

31 days

Year built

1973

Monthly payment

About $1,390/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $896 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byEXP REALTY, LLCListing agent: Karina GarateListing data from Stellar MLS, MLS# S5157857.

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