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Overview

3 bd2 ba1,632 sqft2 car garageSingle Family
TypeSingle Family
HOA$31.25/mo
Built2004
Lot8,745 sqft
Living area1,632 sqft
Price / sqft$190
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsKitchen/Family Room ComboPlaygroundPoolDishwasherMicrowaveRangeRefrigerator

2950 Elbib Dr is a 2004-built home in Canoe Creek Estates, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,632 square feet of living space. Listed at $310,000 (about $190/sqft), 83 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $31.25 monthly.

From the listing

NEW PRICE!! Opportunity awaits in Canoe Creek Estates! Situated on a desirable corner lot in St. Cloud, this one-story single-family home offers 3 bedrooms, 2 full bathrooms, and a functional open floor plan that provides a spacious feel for everyday living and entertaining. The home features a two-car garage and a roof replaced in 2018, offering added value. With a little TLC, this property presents an excellent opportunity to customize and make it your own, whether you're looking for a primary residence or an investment. Conveniently located near shopping, dining, schools, major roadways, and local amenities. Schedule your showing today and discover the potential this home has to offer!

The essentials

Built
2004
Price / sqft
$190
On market
83 days
Annual tax
$5,149
HOA
$31.25/mo
Flood zone
X · Low risk
Lot
8,745 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Community pool
Shared amenity
2 car garage
8,745 sqft lot
Lot size
1,632 sqft
Living area

Payment

Est. monthly payment
$2,232/mo
Down payment (20%)
$62,000
Property taxes
$429/mo
HOA
$31.25/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
8,745 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
83
High Ceilings
Kitchen/Family Room Combo
Playground
Pool
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$5,149
Parcel #
22 26 30 0077 0001 0570

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Canoe Creek Estates
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
8,745 sqft
HOA
$31.25/mo
CANOE CREEK ESTATES/ Laura

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #S5154025
$310,000-3.1%
$190/sqft
-
Price change
Source: Stellar MLS #S5154025
$320,000-3.0%
$196/sqft
7/21/2026
Listed for sale
Source: Stellar MLS #S5154025
$330,000
$202/sqft

Neighborhood

2950 Elbib Dr
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $310,000
$307,500 – $310,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 375 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 83 after a $20,000 cut.

Sample: 375 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,232/mo
Principal & interest$1,617
Property taxes$429
Insurance$155
HOA$31
Down payment20% · $62,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$310,000

$190 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,632 sq ft

Time on market

83 days

Year built

2004

Monthly payment

About $2,232/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,149 annual tax bill, insurance, and the $31.25/mo HOA fee.

HOA fee

$31.25/mo

Managed by CANOE CREEK ESTATES/ Laura.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWATSON REALTY CORP.Listing agent: Clarissa EstevezListing data from Stellar MLS, MLS# S5154025.

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