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About this home
3268 Songbird Cir is a 2020-built home in Harmony Nbhd J, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,955 square feet of living space. Listed at $415,999 (about $213/sqft), 32 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $755 quarterly.
More Than a Home, It's the Lakes of Harmony Lifestyle! Lakes of Harmony is where homeownership extends beyond your front door. This gated 55+ community is designed for residents who enjoy staying active, meeting neighbors, pursuing hobbies, and making the most of every season of life. Golf enthusiasts can take advantage of the community's golf amenities and practice facilities, while those looking for more social and recreational activities can enjoy pickleball, gardening plots, clubs, organized activities, and opportunities to connect with neighbors who share similar interests. Whether your ideal day means a round of golf, a pickleball match, tending your garden, joining a club, entertaining friends, or simply relaxing at home, Lakes of Harmony makes it easy to create the lifestyle you've been looking forward to. And when you're ready to venture beyond the community, you're conveniently located within driving distance of shopping, dining, entertainment, outdoor recreation, and Central Florida's many attractions. 3268 Songbird Circle offers the opportunity to make your next chapter your best one yet a comfortable, beautifully designed home within a gated 55+ community where golf, recreation, friendships, and Florida living come together. Come experience the Verona model at Lakes of Harmony and discover why this could be the place you've been waiting to call home.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Sample: 127 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$415,999
$213 per sq ft
Beds and baths
4 beds, 3 baths
Size
1,955 sq ft
Time on market
32 days
Year built
2020
Monthly payment
About $2,887/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,081 annual tax bill, insurance, and the $755/qtr HOA fee.
HOA fee
$755/qtr
Managed by Association Solution of Central Florida.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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