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Overview

4 bd3 ba2,676 sqft2 car garageSingle Family
TypeSingle Family
HOA$83/mo
Built1994
Lot14,985 sqft
Living area2,676 sqft
Price / sqft$209
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostat

5260 Hammock Cir is a 1994-built home in Hammock Pointe, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,676 square feet of living space. Listed at $559,000 (about $209/sqft), 387 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $83 monthly.

From the listing

Tremendous value! Discover this stunning well-appointed pool home nestled in the highly desirable Hammock Pointe neighborhood at 5260 Hammock Circle, St. Cloud, FL 34771, situated between Lake Nona and St. Cloud. Priced to sell, this custom-built model 4 bedroom 2.5 bathroom home boasts 2,676 sq ft of heated living space and features a spacious open floor plan, perfect for comfortable living and entertaining! Nice front patio with pavers and mature landscaping add to this home’s curb appeal. The gunite pool was just resurfaced in Sept 2026! Floorplan Features: Spacious floorplan with 10-ft ceilings and an elegant foyer with double leaded-glass doors. Formal dining, living, office, new laminate flooring, 2-way glass fireplace, dedicated laundry room w/sink, large open kitchen with all new GE stainless steel appliances, oversized island with sliding shelves, and pantry, making it ideal for that creative chef who loves to entertain. The 3 large two-way slider doors in the main living area provide a picturesque view of the luxury pool and patio. Large master bedroom with bay window and sitting area, plus ensuite bathroom complete with 3 sinks, stall shower with seat and new glass doors, sunken tub, new toilet in its own private closet, & a walk-in closet. Additional slider door leading to pool area from the master bedroom. On the opposite side of this open split plan home are the 3 auxiliary bedrooms plus a full bathroom with direct access to the pool. This beautiful home exudes Florida living at its best. Other upgrades include 2 central air/heat systems that were just replaced, central vacuum, tile flooring, ceiling fans, brand new dishwasher and over-the-range microwave, spacious 2-car garage, and a very recently professionally painted exterior! Equipped with irrigation system/timer, gutters, and a private fenced-in backyard oasis with lush mature landscaping, this home has got it all. The very low HOA dues, payable twice a year, INCLUDE the WATER, trash pickup, maintenance of community grounds, street lighting, and street sweeping. Located in an A-rated school district and close to Lake Nona Medical Center, Orlando Int’l Airport, and plenty of shopping and dining spots, this home offers the perfect blend of luxury, convenience, and community amenities. Schedule your showing today and don’t miss out on the opportunity to make this exceptional property your new home.

The essentials

Built
1994
Price / sqft
$209
On market
387 days
Annual tax
$7,062
HOA
$83/mo
Flood zone
AE
Lot
14,985 sqft
Type
Single Family Residence

At a glance

Single family
Built 1994
Private pool
Deck
2 car garage
Covered
0.34 acres
Lot size
2,676 sqft
Living area

Payment

Est. monthly payment
$3,866/mo
Down payment (20%)
$111,800
Property taxes
$589/mo
HOA
$83/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1994
Lot
14,985 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Covered, Driveway, Garage Door Opener
Pool
Deck, Gunite, In Ground, Screen Enclosure
Days on Market
387
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Private Mailbox
Rain Gutters
Dishwasher
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Microwave
Range
Refrigerator
Washer
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Tohopekaliga High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2024)
$7,062
Parcel #
05-25-31-3325-0001-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammock Pointe
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
14,985 sqft
FloodZone
HOA
$83/mo
Empire Management Group

Price history

Date
Event
Price
9/24/2026
Price change
Source: Stellar MLS #TB8428256
$559,000-4.4%
$209/sqft
-
Price change
Source: Stellar MLS #TB8428256
$585,000-6.4%
$219/sqft
9/20/2025
Listed for sale
Source: Stellar MLS #TB8428256
$624,900
$234/sqft

Neighborhood

5260 Hammock Cir
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $559,000
$555,000 – $559,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 387 after a $65,900 cut.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,866/mo
Principal & interest$2,915
Property taxes$589
Insurance$280
HOA$83
Down payment20% · $111,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$559,000

$209 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,676 sq ft

Time on market

387 days

Year built

1994

Monthly payment

About $3,866/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,062 annual tax bill, insurance, and the $83/mo HOA fee.

HOA fee

$83/mo

Managed by Empire Management Group.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byTHE PROPERTY PROS REAL ESTATEListing agent: Tanya FriedmanListing data from Stellar MLS, MLS# TB8428256.

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