3651 Daydream Pl, photo 1
ActiveOpen Sat 3 to 6 PM
1 / 30

Overview

5 bd4 ba3,486 sqft2 car garageSingle Family
TypeSingle Family
HOA$510/yr
Built2006
Lot8,570 sqft
Living area3,486 sqft
Price / sqft$159
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Saturday, Oct 10 · 3:00 PM to 6:00 PM

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)Convection OvenCooktopDishwasher

3651 Daydream Pl is a 2006-built home in Esprit Ph 1, St Cloud. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,486 square feet of living space. Listed at $555,000 (about $159/sqft), 119 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $510 semi-annually.

From the listing

NEW ROOF (2025), NO REAR NEIGHBORS, 5 BEDROOMS, 3,486 SQ FT, LOW $85/MO HOA! Welcome to this spacious and beautifully updated 5-bedroom, 3.5-bathroom home in the desirable Esprit community of St. Cloud, offering 3,486 square feet of heated living space and a versatile floor plan designed for comfortable living and entertaining. Major updates include a NEW ROOF (2025), A/C (2022), and WATER HEATER (2019), offering valuable peace of mind for years to come. The remodeled kitchen serves as the heart of the home, featuring modern finishes, abundant cabinetry, and generous counter space. The open living areas showcase soaring ceilings, luxury vinyl flooring, and plenty of natural light, creating a bright and welcoming atmosphere. The thoughtfully designed floor plan features a first-floor primary suite, four additional bedrooms upstairs, and a spacious bonus room that can easily be used as a home office, media room, playroom, gym, or additional living space. Whether you need room for a growing household, guests, working from home, or entertaining, this home offers plenty of flexibility. Step outside to the fully fenced backyard with no home directly behind the property, providing a more open and peaceful outdoor setting. Situated on a 0.19-acre lot, the backyard offers a comfortable space to relax, entertain, or enjoy Florida's year-round sunshine. Residents of Esprit enjoy community amenities including a community pool and park, while the low HOA of just $85/month helps keep ownership costs manageable. Conveniently located near Florida's Turnpike, shopping, dining, schools, and everyday conveniences, this home offers the space, updates, and location today's buyers are looking for. Schedule your private showing today! FINANCING INCENTIVE: Qualified buyers may receive up to 1% in lender credits toward eligible closing costs or an interest-rate buydown when financing and closing with our preferred/approved lender, Felix Ospina at Home1st Lending, NMLS #2163913. Restrictions and program guidelines apply. Inquire for details and eligibility.

The essentials

Built
2006
Price / sqft
$159
On market
119 days
Annual tax
$4,417
HOA
$510/yr
Flood zone
X · Low risk
Lot
8,570 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
2 car garage
8,570 sqft lot
Lot size
3,486 sqft
Living area

Payment

Est. monthly payment
$3,583/mo
Down payment (20%)
$111,000
Property taxes
$368/mo
HOA
$510/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
8,570 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
119
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Convection Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Refrigerator
Elementary
Island Village Elementary School
Middle
St. Cloud Middle (6-8)
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,417
Parcel #
34-26-30-0056-0001-1800

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Esprit Ph 1
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
8,570 sqft
HOA
$510/yr
Esprit Homeowners Association Inc

Price history

Date
Event
Price
9/13/2026
Price change
Source: Stellar MLS #O6416673
$555,000-1.8%
$159/sqft
6/13/2026
Listed for sale
Source: Stellar MLS #O6416673
$565,000
$162/sqft

Neighborhood

3651 Daydream Pl
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $555,000
$550,000 – $555,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 119 after a $10,000 cut.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,583/mo
Principal & interest$2,895
Property taxes$368
Insurance$278
HOA$43
Down payment20% · $111,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$555,000

$159 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,486 sq ft

Time on market

119 days

Year built

2006

Monthly payment

About $3,583/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,417 annual tax bill, insurance, and the $510/yr HOA fee.

HOA fee

$510/yr

Managed by Esprit Homeowners Association Inc.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySET HOMES REALTY LLCListing agent: Vanesa VegaListing data from Stellar MLS, MLS# O6416673.

Keep exploring Florida

Pick up where you left off, or see what else is out there.