Overview
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About this home
3730 Cedar Hammock Trl is a 2007-built home in Stevens Plantation, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,746 square feet of living space. Listed at $415,000 (about $151/sqft), 69 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $202 quarterly.
Virtually Staged. VIRTUALLY STAGED!!! BRAND NEW ROOF in August 2026! JUST REDUCED !!!!! Beautifully maintained one-story 4-bedroom, 2-bath home offering 2,746 square feet in established Stevens Plantation. From the moment you arrive, mature oak trees, lush tropical landscaping, and a charming covered entry set the tone. Inside, fresh neutral paint and wood-look flooring flow through an open, light-filled layout with formal living and dining areas plus a spacious family room. The kitchen features abundant 42-inch cabinetry with crown molding, a large center island with breakfast bar, recessed lighting, closet pantry, and a sunny eat-in nook. Step out to the show-stopping covered and screened lanai — an expansive tiled outdoor living space with ceiling fans overlooking a private backyard with no direct rear neighbors. Vacant and easy to show. Low HOA, minutes to Canoe Creek Road, Royal St. Cloud Golf Links, and the Florida Turnpike for an easy commute to Lake Nona Medical City and Orlando International Airport. Zoned for St. Cloud schools. Schedule your showing today!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$415,000
$151 per sq ft
Beds and baths
4 beds, 2 baths
Size
2,746 sq ft
Time on market
69 days
Year built
2007
Monthly payment
About $3,217/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,336 annual tax bill, insurance, and the $202/qtr HOA fee.
HOA fee
$202/qtr
Managed by Stevens Plantation Res Owners/Kaitlin Marshall.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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