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Overview

3 bd3 ba1,901 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1990
Lot8,364 sqft
Living area1,901 sqft
Price / sqft$219
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorThermostatWalk-in Closet(s)

401 Chancellor CT is a 1990-built home in Chancellor, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,901 square feet of living space. Listed at $417,000 (about $219/sqft), 35 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

ASSUMABLE FHA LOAN 6.25 rate! Approx. $3,106/mo PITI. Save about $182/mo vs. a new loan rate. Buyer to cover equity gap with cash or 2nd mortgage. Subject to lender approval and buyer qualification. Welcome to 401 Chancellor Court, a beautifully updated 3-bedroom, 2-bathroom pool home in St. Cloud with the space, privacy, and features today’s buyers are looking for. Major updates—including the roof, HVAC, kitchen cabinetry, and flooring—provide peace of mind while giving the home a fresh, move-in-ready feel. The open living spaces are enhanced by soaring ceilings and new floors, creating a bright and spacious atmosphere that feels comfortable for everyday family life and entertaining. The renovated kitchen offers an updated setting for preparing meals and gathering with family and friends. Step outside to enjoy your private pool and fenced yard—an ideal combination for relaxing weekends, outdoor play, and Florida living. The primary bedroom is conveniently located downstairs, offering added privacy and easy accessibility. With a n in ground pool, no HOA, and a location close to shopping, restaurants, and a nearby lakefront park, this home offers both convenience and lifestyle flexibility. Whether you're looking for a family home with room to enjoy the outdoors or a move-in-ready St. Cloud pool home, 401 Chancellor Court is worth a closer look.

The essentials

Built
1990
Price / sqft
$219
On market
35 days
Annual tax
$4,953
Flood zone
X · Low risk
Lot
8,364 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
Private pool
Gunite
2 car garage
8,364 sqft lot
Lot size
1,901 sqft
Living area

Payment

Est. monthly payment
$2,796/mo
Down payment (20%)
$83,400
Property taxes
$413/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
8,364 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
Gunite, In Ground, Pool Sweep
Days on Market
35
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Storage
Dishwasher
Dryer
Range
Range Hood
Refrigerator
Washer
Elementary
Michigan Avenue Elem (K 5)
Middle
St. Cloud Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,953
Parcel #
03-26-30-0019-0001-0050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Chancellor
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
8,364 sqft

Price history

Date
Event
Price
9/27/2026
Price change
Source: Stellar MLS #O6440025
$417,000-3.0%
$219/sqft
9/10/2026
Listed for sale
Source: Stellar MLS #O6440025
$430,000
$226/sqft

Neighborhood

401 Chancellor CT
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $417,000
$415,000 – $417,000
99.5% – 100% of listTops out right at the list price
80% of listList price
89 of the last 158 home closings in 34769 landed at this number or higher (56%). The median one sat 35 days before it went under contract, and this one is on day 35 after a $13,000 cut.

Sample: 158 closed home sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,796/mo
Principal & interest$2,175
Property taxes$413
Insurance$209
Down payment20% · $83,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$417,000

$219 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,901 sq ft

Time on market

35 days

Year built

1990

Monthly payment

About $2,796/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,953 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Chelsy CorbellaListing data from Stellar MLS, MLS# O6440025.

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