5288 Stephs Field St, photo 1
Pending
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Overview

4 bd3 ba2,170 sqft2 car garageSingle Family
TypeSingle Family
HOA$110/mo
Built2022
Lot5,663 sqft
Living area2,170 sqft
Price / sqft$177
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanSolid Surface CountersThermostatWalk-in Closet(s)SidewalkPark

5288 Stephs Field St is a 2022-built home in Silver Spgs, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,170 square feet of living space. Listed at $385,000 (about $177/sqft), 36 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $110 monthly.

From the listing

Welcome to 5288 Stephs Field St, a nearly new home located in the desirable Silver Springs community of St. Cloud. This spacious two-story home features 2,568 total building sqft, including approximately 2,168 sqft of living area, with 4 bedrooms, 2.5 bathrooms, a 2-car garage, and a 2-car driveway. Designed for today’s lifestyle, this home includes the highly desirable primary suite on the first floor, providing privacy, comfort, and convenience. The open main living area connects the kitchen, dining, and great room, creating an ideal space for everyday living and entertaining. Upstairs, you will find a large loft, perfect for a second living area, home office, media room, or playroom, along with spacious secondary bedrooms that provide comfortable and functional living space. One of the strongest features of this property is its location within the community. The home is positioned directly across from the amenity area, with guest parking conveniently located across the street. The backyard is also a major advantage, featuring a spacious outdoor area with no direct rear neighbors, creating additional privacy and a more open feel. Silver Springs features attractive community amenities including a pool, cabana, park, playground, and tot lot, making it a great fit for buyers looking for comfort, convenience, and lifestyle. Located in the growing St. Cloud / Narcoossee corridor, this home provides excellent access to shopping, dining, schools, major roads, Lake Nona, Orlando International Airport, and key Central Florida destinations. If you are looking for a nearly new home with a first-floor primary suite, flexible upstairs loft, strong community amenities, and a strategic St. Cloud location, this property deserves to be on your list. Schedule your private showing today and experience the lifestyle this home is ready to deliver.

The essentials

Built
2022
Price / sqft
$177
On market
36 days
Annual tax
$5,728
HOA
$110/mo
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Shared amenity
2 car garage
5,663 sqft lot
Lot size
2,170 sqft
Living area

Payment

Est. monthly payment
$2,788/mo
Down payment (20%)
$77,000
Property taxes
$477/mo
HOA
$110/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
5,663 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
36
Ceiling Fans(s)
High Ceilings
Open Floorplan
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$5,728
Parcel #
29-25-31-5036-0001-1500

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silver Spgs
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
5,663 sqft
HOA
$110/mo
Community Management Professionals Association

Price history

Date
Event
Price
10/13/2026
Pending sale
Source: Stellar MLS #S5157859
$385,000
$177/sqft
9/12/2026
Listed for sale
Source: Stellar MLS #S5157859
$385,000
$177/sqft

Neighborhood

5288 Stephs Field St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $385,000
$382,500 – $385,000
99.5% – 100% of listTops out right at the list price
80% of listList price
303 of the last 469 home closings in 34771 landed at this number or higher (65%). The median one sat 37 days before it went under contract, and this one is on day 36.

Sample: 469 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,788/mo
Principal & interest$2,008
Property taxes$477
Insurance$193
HOA$110
Down payment20% · $77,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$385,000

$177 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,170 sq ft

Time on market

36 days

Year built

2022

Monthly payment

About $2,788/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,728 annual tax bill, insurance, and the $110/mo HOA fee.

HOA fee

$110/mo

Managed by Community Management Professionals Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byLA ROSA REALTY KISSIMMEEListing agent: Jose Aguilar ColinaListing data from Stellar MLS, MLS# S5157859.

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