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Overview

2 bd2 ba1,033 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1981
Lot7,405 sqft
Living area1,033 sqft
Price / sqft$269
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorThermostatAwning(s)CooktopRefrigerator

519 Massachusetts Ave is a 1981-built home in St Cloud 2nd Plat Town Of, St Cloud. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,033 square feet of living space. Listed at $278,000 (about $269/sqft), 22 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this beautiful and inviting 2-bedroom, 2-bath home conveniently located in the heart of St. Cloud! Offering 1,033 square feet of living space, this charming home also features a versatile bonus room that can be used as a 3rd bedroom, home office, playroom, or additional living area. Situated on a large lot, the property provides plenty of outdoor space for entertaining, gardening, pets, or simply enjoying the Florida sunshine. The spacious yard adds tremendous potential and is a standout feature of this home. Location is another major highlight! Enjoy being conveniently located near the beautiful St. Cloud Lakefront and East Lake Tohopekaliga, with easy access to parks, walking and biking paths, boating, fishing, and waterfront recreation. Historic Downtown St. Cloud, with its restaurants, shops, and community events, is also just minutes away. With 2 bedrooms, 2 full bathrooms, a flexible bonus room with potential as a 3rd bedroom, a large lot, and a desirable St. Cloud location, this home offers a wonderful combination of comfort, versatility, and convenience. Schedule your private showing today!

The essentials

Built
1981
Price / sqft
$269
On market
22 days
Annual tax
$3,333
Flood zone
X · Low risk
Lot
7,405 sqft
Type
Single Family Residence

At a glance

Single family
Built 1981
1 car garage
7,405 sqft lot
Lot size
1,033 sqft
Living area

Payment

Est. monthly payment
$1,867/mo
Down payment (20%)
$55,600
Property taxes
$278/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1981
Lot
7,405 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
22
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Thermostat
Awning(s)
Cooktop
Refrigerator
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,333
Parcel #
01-26-30-0001-0014-0150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St Cloud 2nd Plat Town Of
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
7,405 sqft

Price history

Date
Event
Price
9/23/2026
Listed for sale
Source: Stellar MLS #S5158249
$278,000
$269/sqft

Neighborhood

519 Massachusetts Ave
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $278,000
$277,500 – $278,000
99.5% – 100% of listTops out right at the list price
80% of listList price
89 of the last 158 home closings in 34769 landed at this number or higher (56%). The median one sat 35 days before it went under contract, and this one is on day 22.

Sample: 158 closed home sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,867/mo
Principal & interest$1,450
Property taxes$278
Insurance$139
Down payment20% · $55,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$278,000

$269 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,033 sq ft

Time on market

22 days

Year built

1981

Monthly payment

About $1,867/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,333 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byROYAL REALTY REAL ESTATE, LLCListing agent: Francis RinehartListing data from Stellar MLS, MLS# S5158249.

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