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About this home
1355 E 10th St is a 1984-built home in Arrowhead Country Estates Unrec, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,320 square feet of living space. Listed at $390,000 (about $295/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
UPDATED POOL HOME WITH NO HOA, OVERSIZED LOT & RV/BOAT PARKING! This 3-bedroom, 2-bath St. Cloud home offers a great combination of updates and outdoor living. Situated on a spacious .37-ACRE LOT with NO HOA or ASSOCIATION FEES and NOT in FLOOD ZONE, there’s room for your boat, trailer or RV—and plenty of backyard space to enjoy the private pool and screened lanai. Step inside to a bright, open great room plan where the kitchen flows seamlessly into the dining and living areas beneath a vaulted ceiling. The updated kitchen features granite countertops, tile backsplash, stainless steel appliances and updated fixtures. NO CARPET—easy-care laminate and tile flooring run throughout. The split-bedroom floor plan offers a private primary suite with walk-in closet and updated en-suite bath featuring a new vanity and fixtures. Two additional bedrooms share a FULLY REMODELED GUEST BATH with new vanity, flooring, tiled shower, fixtures and skylight. French doors with built-in blinds open to a spacious screened lanai overlooking the fully fenced backyard and large in-ground swimming pool—perfect for enjoying Florida outdoor living. The pool deck has been freshly painted, and a NEW POOL PUMP WAS INSTALLED IN 2026. A storage shed provides additional space for outdoor equipment. BRING THE BOAT, TRAILER OR RV! Extended parking includes a dedicated RV pad with 30-AMP ELECTRICAL SERVICE AND RV SEPTIC CONNECTION. The attached garage currently has a removable divider wall, offering flexibility to return the space to its original configuration. Major improvements include ALL-NEW WINDOWS AND EXTERIOR DOORS, NEW WATER HEATER, ROOF LESS THAN SIX YEARS OLD, REPLUMBED PLUMBING, FRESH INTERIOR AND EXTERIOR PAINT, WATER SOFTENER AND GUTTERS. The property is served by CITY WATER AND SEPTIC. With an oversized lot, private pool, extensive updates, RV/boat accommodations and NO HOA, this one has so much to offer!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$390,000
$295 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,320 sq ft
Time on market
3 days
Year built
1984
Monthly payment
About $2,493/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,167 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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