1355 E 10th St, photo 1
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Overview

3 bd2 ba1,320 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1984
Lot16,335 sqft
Living area1,320 sqft
Price / sqft$295
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrimary Bedroom Main FloorSplit BedroomStone CountersVaulted Ceiling(s)Walk-in Closet(s)Private Mailbox

1355 E 10th St is a 1984-built home in Arrowhead Country Estates Unrec, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,320 square feet of living space. Listed at $390,000 (about $295/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

UPDATED POOL HOME WITH NO HOA, OVERSIZED LOT & RV/BOAT PARKING! This 3-bedroom, 2-bath St. Cloud home offers a great combination of updates and outdoor living. Situated on a spacious .37-ACRE LOT with NO HOA or ASSOCIATION FEES and NOT in FLOOD ZONE, there’s room for your boat, trailer or RV—and plenty of backyard space to enjoy the private pool and screened lanai. Step inside to a bright, open great room plan where the kitchen flows seamlessly into the dining and living areas beneath a vaulted ceiling. The updated kitchen features granite countertops, tile backsplash, stainless steel appliances and updated fixtures. NO CARPET—easy-care laminate and tile flooring run throughout. The split-bedroom floor plan offers a private primary suite with walk-in closet and updated en-suite bath featuring a new vanity and fixtures. Two additional bedrooms share a FULLY REMODELED GUEST BATH with new vanity, flooring, tiled shower, fixtures and skylight. French doors with built-in blinds open to a spacious screened lanai overlooking the fully fenced backyard and large in-ground swimming pool—perfect for enjoying Florida outdoor living. The pool deck has been freshly painted, and a NEW POOL PUMP WAS INSTALLED IN 2026. A storage shed provides additional space for outdoor equipment. BRING THE BOAT, TRAILER OR RV! Extended parking includes a dedicated RV pad with 30-AMP ELECTRICAL SERVICE AND RV SEPTIC CONNECTION. The attached garage currently has a removable divider wall, offering flexibility to return the space to its original configuration. Major improvements include ALL-NEW WINDOWS AND EXTERIOR DOORS, NEW WATER HEATER, ROOF LESS THAN SIX YEARS OLD, REPLUMBED PLUMBING, FRESH INTERIOR AND EXTERIOR PAINT, WATER SOFTENER AND GUTTERS. The property is served by CITY WATER AND SEPTIC. With an oversized lot, private pool, extensive updates, RV/boat accommodations and NO HOA, this one has so much to offer!

The essentials

Built
1984
Price / sqft
$295
On market
3 days
Annual tax
$3,167
Flood zone
X · Low risk
Lot
16,335 sqft
Type
Single Family Residence

At a glance

Single family
Built 1984
Private pool
In Ground
2 car garage
Boat
0.38 acres
Lot size
1,320 sqft
Living area

Payment

Est. monthly payment
$2,493/mo
Down payment (20%)
$78,000
Property taxes
$264/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1984
Lot
16,335 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Boat, Driveway, RV Access/Parking
Pool
In Ground, Gunite
Days on Market
3
Ceiling Fans(s)
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Private Mailbox
Rain Gutters
Sidewalk
Golf Carts OK
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,167
Parcel #
06-26-31-7500-0001-0025

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Arrowhead Country Estates Unrec
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
16,335 sqft
In CountyLandscapedNear Public TransitPaved

Price history

Date
Event
Price
10/6/2026
Listed for sale
Source: Stellar MLS #S5158410
$390,000
$295/sqft

Neighborhood

1355 E 10th St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $390,000
$387,500 – $390,000
99.5% – 100% of listTops out right at the list price
80% of listList price
305 of the last 474 home closings in 34771 landed at this number or higher (64%). The median one sat 36 days before it went under contract, and this one is on day 3.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,493/mo
Principal & interest$2,034
Property taxes$264
Insurance$195
Down payment20% · $78,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$390,000

$295 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,320 sq ft

Time on market

3 days

Year built

1984

Monthly payment

About $2,493/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,167 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byGODWIN REALTY GROUPListing agent: Melissa GodwinListing data from Stellar MLS, MLS# S5158410.

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