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Overview

3 bd3 ba2,365 sqft2 car garageSingle Family
TypeSingle Family
HOA$310/mo
Built2020
Lot6,534 sqft
Living area2,365 sqft
Price / sqft$222
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)

2733 Southland St is a 2020-built home in Twin Lakes Ph 2a-2b, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,365 square feet of living space. Listed at $525,000 (about $222/sqft), 87 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $310 monthly.

From the listing

**QUALIFIED BUYERS MAY BE ELIGIBLE TO ASSUME THE SELLER'S VA MORTGAGE WITH AN INCREDIBLY LOW 2.625% INTEREST RATE!** This is a rare opportunity to potentially enjoy significant monthly savings compared to today's mortgage rates, subject to lender approval and VA loan assumption requirements. Welcome to Del Webb Twin Lakes, a sought-after gated 55+ community in St. Cloud offering resort-style amenities and low-maintenance Florida living. Built in 2020, this beautifully upgraded home features 3 bedrooms, 3 full bathrooms, over 2,365 square feet of thoughtfully designed living space, and exceptional attention to detail throughout. An oversized covered front porch welcomes you into a bright, open-concept floor plan featuring elegant crown molding, porcelain tile flooring in the main living areas, upgraded lighting, and spacious gathering areas designed for everyday comfort and entertaining. The versatile layout includes a private guest suite with its own en-suite bathroom, a third bedroom, an additional full bathroom, and a generous flex room ideal for a home office, den, or hobby space. The gourmet kitchen is a true centerpiece, showcasing stainless steel appliances, stone countertops, custom tile backsplash, built-in oven and microwave, premium vent hood, induction cooktop, abundant cabinetry, and a spacious island. A beautifully designed butler's pantry with custom shelving provides additional storage and the perfect space for a coffee bar or wine station. The adjoining dining and great room areas create an inviting atmosphere for gatherings. Retreat to the spacious primary suite featuring an elegant tray ceiling, ceiling fan, custom California Closets walk-in closet, and a beautifully appointed en-suite bathroom. Additional upgrades include custom interior finishes, recessed lighting, and an epoxy-coated two-car garage floor. Impressive quadruple sliding glass doors open to an expansive screened lanai, seamlessly connecting indoor and outdoor living. Whether relaxing with your morning coffee or entertaining friends, this inviting space is perfect for enjoying Florida's beautiful weather year-round. Residents of Del Webb Twin Lakes enjoy an active 55+ lifestyle with resort-style amenities, recreational activities, and beautifully maintained community surroundings. Conveniently located near shopping, dining, medical facilities, and major roadways, this home offers an exceptional combination of comfort, convenience, and community living. **DON'T MISS THIS OPPORTUNITY TO OWN A BEAUTIFULLY UPGRADED HOME WITH A POTENTIALLY ASSUMABLE 2.625% VA MORTGAGE!** Schedule your private showing today!

The essentials

Built
2020
Price / sqft
$222
On market
87 days
Annual tax
$7,727
HOA
$310/mo
Flood zone
X · Low risk
Lot
6,534 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
Community pool
Fitness center too
2 car garage
6,534 sqft lot
Lot size
2,365 sqft
Living area

Payment

Est. monthly payment
$3,954/mo
Down payment (20%)
$105,000
Property taxes
$644/mo
HOA
$310/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
6,534 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
87
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Rain Gutters
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Irrigation-reclaimed Water
Pool
Sidewalks
Special Community Restrictions
Tennis Court(s)
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,727
Parcel #
17-26-31-5262-0001-7310

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Twin Lakes Ph 2a-2b
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,534 sqft
HOA
$310/mo
Castle Group/Amanda Martineau

Price history

Date
Event
Price
7/17/2026
Listed for sale
Source: Stellar MLS #S5153924
$525,000
$222/sqft

Neighborhood

2733 Southland St
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $525,000
$520,000 – $525,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 375 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 87.

Sample: 375 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,955/mo
Principal & interest$2,738
Property taxes$644
Insurance$263
HOA$310
Down payment20% · $105,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$525,000

$222 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,365 sq ft

Time on market

87 days

Year built

2020

Monthly payment

About $3,954/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,727 annual tax bill, insurance, and the $310/mo HOA fee.

HOA fee

$310/mo

Managed by Castle Group/Amanda Martineau.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byJASON MITCHELL REAL ESTATE FLOListing agent: David HartiganListing data from Stellar MLS, MLS# S5153924.

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