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About this home
3435 Sea Holly Ln is a 1962-built home in St Jude Harbors, St James City. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,125 square feet of living space. Listed at $449,999 (about $400/sqft), 285 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Pictures available upon request. Welcome to your very own slice of island paradise in the heart of St. James City, where laid-back living meets endless waterfront adventure. This 2-bedroom, 1.5-bath home is situated on a large pie-shaped lot at the end of a quiet cul-de-sac, offering a MASSIVE 158 feet of double seawall, a concrete boat dock, and direct access to the Gulf with no bridges—an ideal setup for boaters. The expansive lot provides ample room for a future pool, workshop, RV, boat, boat lift, or additional storage, giving you flexibility and space to make it your own.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$449,999
$400 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,125 sq ft
Time on market
285 days
Year built
1962
Monthly payment
About $2,752/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,157 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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